Hiki ke loaʻa ka hōʻaiʻē kaʻa maikaʻi loa mai nā panakō capping
Inā makemake koke ke kanaka i kahi kaʻa, a laila ua mākaukau ʻo ia e aʻo i nā kuahiwi o ka ʻike i mea e ʻike ai i nā kūlana hoʻolimalima kūpono a maikaʻi. Ua uku nui mākou i ke kumuhana o nā papahana hōʻaiʻē ma nā ʻaoʻao o kā mākou portal Vodi.su.
Inā heluhelu pono ʻoe i kēia mau ʻatikala, e ʻike ʻoe ʻaʻole maikaʻi loa kahi hōʻaiʻē kaʻa ma Rūsia, no ka mea, pono ʻoe e hana i kahi uku mua, hōʻoia i kāu loaʻa kālā, kūʻai iā CASCO a, i ka manawa like, overpay mai 10 a 20 pakeneka.
Loaʻa i kēlā me kēia kanaka nā makemake like ʻole no ke kaʻa: pono kekahi i kahi kaʻa ʻoluʻolu no ʻekolu miliona, ua mākaukau kekahi e kūʻai i kahi sedan kālā home no ka hele ʻana i ka ʻāina, a ua lawa ka hoʻohana ʻana i "eiwa". Mai kēia mea pono ʻoe e kūkulu ma luna, e koho ana i ka makana maikaʻi loa no ʻoe iho.
ʻAʻole mākou e papa inoa i nā inoa he nui o nā panakō Lūkini a kamaʻilio e pili ana i ka uku uku - ua aneane like lākou. Makemake wau e huki i ka manaʻo o ka poʻe heluhelu i kahi hanana hou no Rūsia e like me ka capping banks.
Nā panakō pio - he aha ia?
ʻO kahi panakō capping kahi ʻoihana kālā kūikawā e hui pū me kahi mea hana kaʻa. No laila nā inoa: Toyota Bank, BMW Bank, Bank of Tokyo-Mitsubishi UFJ. Hana pū kekahi mau mea hana me nā panakō a hāʻawi i kā lākou mau papahana hāʻawi kālā, e like me Nissan-Finance.
He aha ka maikaʻi o ia mau panakō a me nā papahana ma mua o nā hōʻaiʻē kaʻa maʻamau?
ʻO ka mea, ʻaʻole makemake nui ka poʻe automaker i nā waiwai hou aʻe e like me kā mākou mau panakō (hiki iā ʻoe ke koho i ka epithet iā ʻoe iho). Aia ke kumu kūʻai o ke kaʻa i nā koina a pau o kāna hana ʻana: nā lako, ka lawe ʻana, ka uku hana hou, ka uku, nā hoʻolaha hoʻolaha, a pēlā aku.
No laila, ʻo ka pahuhopu ke kūʻai aku i nā kaʻa hou aʻe a i ka manawa pōkole. No laila ka haʻahaʻa haʻahaʻa haʻahaʻa.
E nānā kākou i nā makana i loaʻa i kēia lā.
Banako Toyota hāʻawi i kekahi mau papahana no kāna huahana:
- Camry Trade-in - mai 5,9 i ka makahiki;
- ʻO Toyota Tested (Toyota hōʻoia) - he hōʻai'ē no kahi kaʻa me ka mileage - mai 9,9 a 17 pakeneka o ka makahiki;
- Hybrid - he hōʻaiʻē no nā kaʻa hybrid Toyota a me Lexus mai 8,9 pakeneka a 13,3.
Hoʻonui mau ʻia nā polokalamu hōʻaiʻē, ʻaʻohe kumu e papa inoa iā lākou a pau, akā maopopo ke kumu - pono ka uku, no ka nui o nā papahana ua lawa nā palapala ʻelua, ʻaʻole koi ʻia ʻo CASCO a me VHI.
ʻOiaʻiʻo, aia hoʻokahi "BUT" - hāʻawi ʻia kēlā mau kūlana maikaʻi no kekahi mau hiʻohiʻona, no ka laʻana, i ka pō o nā lā hoʻomaha Makahiki Hou, hoʻomaka kahi hoʻolaha no Toyota RAV4 ma 8,9%, akā ma lalo o kahi haʻawina 30%. . A e kiʻi i kahi Camry ma 5,9%, pono ʻoe e waiho mai ka 50 pakeneka.
ʻO ia hoʻi, ʻoi aku ka maikaʻi o ka hāʻawi ʻana, akā no ka poʻe hiki ke uku koke i ka hapalua o ke kumukūʻai o kahi kaʻa pipiʻi mai Toyota. Eia kekahi, kūpono nā huaʻōlelo makemake no hoʻokahi makahiki wale nō, akā inā makemake ʻoe e loaʻa kahi hōʻaiʻē no ka manawa lōʻihi, a laila e mākaukau no nā uku maʻamau mai 9 a 17 pakeneka.
panakō BMW, loaʻa kekahi mea e hāʻawi aku i kāna mea kūʻai:
- BMW Special - nā hōʻaiʻē no nā kaʻa hou, nā uku mai 6,5 a 12,5%;
- MINI Ideal — hōʻaiʻē no MINI Hoʻokahi mai 5,95 a 10 pakeneka;
- BMW me ke koena uku - 11,5-13%.
Ua maopopo ʻaʻole hana ʻo BMW i nā kaʻa liʻiliʻi loa a ʻaʻole moeʻuhane ka hapa nui o nā mea hou iā lākou, akā ma ka liʻiliʻi ʻo Dacia Nexia a i ʻole Lada Kalina, akā pono e noʻonoʻo. No ka laʻana, ʻo ka BMW 3 series ma lalo o ka papahana BMW Special e kūʻai ma kahi o 18-25 tausani i kēlā me kēia mahina. Penei nā kūlana: ka ʻinikua CASCO koi, 15% hāʻawi, ka helu mai 6,5 a 12,5 - pili ka uku i ka manawa hōʻaiʻē. ʻO ka BMW X3 SUV ma lalo o kēia papahana e uku iā ʻoe i 25 i kēlā me kēia mahina.
ʻO ka poʻe nona ka loaʻa kālā e ʻae iā ʻoe e uku no ia mau hōʻaiʻē, ʻoiaʻiʻo, ʻaʻole e hala i kēlā mau makana.
Inā mākou e lawe i ka papahana kālā Waiwai Nissan, a laila e ʻike mākou ua hāʻawi ʻia mākou i nā kūlana kūpono. No laila, aia nā makana no nā crossovers a me nā SUV: Murano, Patrol, X-Trail, Navara. Inā ʻoe e waiho koke i 30 pakeneka o ke kumukūʻai o Nissan Murano (ʻo ia ka 485 tausani) a noi i kahi hōʻaiʻē no hoʻokahi makahiki, a laila pono ʻoe e uku ma kahi o 80 tausani i kēlā me kēia mahina. ʻO 4,9 pakeneka wale nō ka uku nui.
Aia kahi hoʻolaha no Nissan Juke - Zero pakeneka no ʻelua makahiki. Akā ʻo kēia inā e uku koke ʻoe i ka hapalua o ke kumukūʻai - 300 tausani. I loko o hoʻokahi mahina pono ʻoe e uku i 13 tausani mau rubles. No ka poʻe hiki ʻole ke uku koke i ka nui, hiki iā ʻoe ke wāwahi i ka huina holoʻokoʻa i 3-5 mau makahiki, ʻoiai ʻoi aku ka kiʻekiʻe o ka pakeneka - 8,9-14,9, a pono ʻoe e uku i ka 14-15 tausani i kēlā me kēia mahina.
Inā makemake ʻoe, hiki iā ʻoe ke loaʻa i nā papahana like ʻole mai Renault, Peugeot, Mitsubishi, Mazda a me nā mea hana ʻē aʻe. Loaʻa iā VW a me Skoda kā lākou hoʻolaha pono ponoʻī.
E ʻoluʻolu e hoʻomaopopo he nui nā mea hana haole e komo i ka papahana recycling a hāʻawi i nā uku o 40-50 tausani, e pili ana i ka hoʻololi ʻana o kahi kaʻa kahiko no kahi kaʻa hou. ʻO ka mea pōʻino, pili ka hapa nui o kēia mau hāʻawi i nā kaʻa ma waena a me nā ʻāpana kumukūʻai kiʻekiʻe.
Ke hoʻouka nei…
