ʻO ka hōʻaiʻē kaʻa ma Sberbank - nā loiloi o nā mea kūʻai aku. manaʻo maikaʻi a maikaʻi ʻole.
ʻO ka panakō nui loa ma Rūsia ʻo Sberbank, ʻoi aku ia ma mua o nā hui panakō ʻē aʻe ma nā ʻano āpau: ʻo ia ka hapa nui o nā lālā ma ka ʻāina, nā ATM, a no laila, he nui ka poʻe i lawelawe ʻia ma Sberbank.
Ua kūkākūkā mākou i ke kumuhana o nā hōʻaiʻē kaʻa panakō i nā manawa he nui ma Vodi.su a kamaʻilio pololei e pili ana i nā hōʻaiʻē kaʻa mai Sberbank. A ma kēia ʻatikala makemake mākou e nānā i nā loiloi o nā mea kūʻai aku - ka poʻe i lawe mua i nā hōʻaiʻē kaʻa mai kēia panakō - malia paha e pono kēia ʻatikala i ka poʻe e manaʻo nei e hāʻawi iā lākou iho i makana a loaʻa i kahi hōʻaiʻē kaʻa.
Ma mua, ua loiloi mākou i nā manaʻo mai nā mea kūʻai mai VTB 24, a ma muli o kēia, ua hiki mai mākou i ka hopena he maikaʻi a maikaʻi ʻole paha nā loiloi. Eia naʻe, inā mākou e noʻonoʻo pono i kekahi o lākou, hiki iā mākou ke ʻike i kēlā ʻO kahi hapa nui o nā loiloi maikaʻi i kākau ʻia e kauoha - E ʻae mai he hoʻolaha maikaʻi kēia. A ʻo ka hapa nui o nā negativity mai ka heluhelu ʻana o ka poʻe i ka ʻaelike me ka nānā ʻole ʻana, ʻoiai kekahi mau loiloi e wehewehe i nā kūlana maoli e kū nei i loko o ko mākou kaiāulu:
- ʻO ka manaʻo boorish i nā mea kūʻai;
- nā laina lōʻihi;
- ʻulaʻula, inā, no kahi ʻāpana pepa, pono ʻoe e hoʻopau i ka lā holoʻokoʻa a hele i kahi pōʻai ʻino mai kekahi keʻena a i kekahi;
- nā hewa kumu o nā limahana ʻike ʻole.
Manaʻo maikaʻi e pili ana i nā hōʻaiʻē kaʻa mai Sberbank
Elena mai Saint Petersburg kākau mai:
"Ua hoʻoholo wau e lawe i kahi hōʻaiʻē kaʻa. Ua hui au iā Sberbank. Ua haʻi mai nā limahana maikaʻi iaʻu i nā mea āpau. Ua hōʻiliʻili au i nā palapala a pau a ua ʻae koke ʻia ka hōʻaiʻē. Hāʻawi ʻo ia i ka 15 pakeneka o ke kumukūʻai ma ka hale kūʻai kaʻa, ma kahi o 100 tausani (no laila ke manaʻo nei mākou ua kūʻai ʻo Elena i kahi kaʻa kālā no 650-700 tausani). Ua hoʻohiki ʻia ka uku paneʻe ma 15.5%, akā ʻo ka ʻoiaʻiʻo ua lilo ia i mea liʻiliʻi. Ua makemake au i nā mea a pau, ʻoiai nā hemahema liʻiliʻi. "
He aha nā hemahema - ʻaʻole kākau ʻo Elena, akā ʻo ka mea nui ua māʻona ke kaikamahine.
ʻO kekahi laʻana o ka manaʻo maikaʻi mai kekahi ʻO Casper mai Moscow:
“Ua hāʻule au ma lalo o ka papahana mokuʻāina no nā hōʻaiʻē kaʻa, me ka noʻonoʻo ʻana i nā kālā kālā mokuʻāina, ua puka mai ka hōʻaiʻē ma 9%. Ua loaʻa iaʻu kahi hōʻaiʻē i ka makahiki 2013 a ua uku koke wau. ʻAʻohe hoʻopiʻi e pili ana i ka panakō, hoʻokahi wale nō jamb - ma ka lālā kahi aʻu i hoʻopili ai, hana lākou i ka hoʻoponopono a no laila, ʻaʻohe oʻu manawa e waiho kālā i ka moʻokāki i ka manawa, no laila ua uku lākou i kahi ka hoʻopaʻi (akā ma kahi lālā ʻē aʻe a i ʻole ma o ka panakō pūnaewele ʻAʻole hiki ke waiho kālā? Ma ka laulā, lawa ia no nā mea a pau, he mea minamina wale nō ua uhi ʻia kēlā papahana mokuʻāina. "
He ʻumi mau manaʻo like ʻole. ʻOiaʻiʻo, ʻaʻole mākou i ʻike inā he mau hōʻike maoli kēia a i ʻole i hana ʻia e kekahi kākāʻōlelo i loko o kāna keʻena e huki ai i nā kānaka.
ʻOi aku ka maikaʻi o ka heluhelu ʻana i nā manaʻo maikaʻi ʻole e pili ana i nā hōʻaiʻē kaʻa mai Sberbank, no ka mea ʻaʻohe mea e uku iā lākou (ʻo nā mea hoʻokūkū wale nō). Eia kekahi, ʻoi aku ka nui o ke kanaka i huhū i kekahi mea e noho i lalo ma kāna kamepiula e haʻi aku i kāna mau pilikia me nā poʻe ʻē aʻe. A ʻo kekahi hiʻohiʻona o ka manaʻo maikaʻi ʻole, ʻaʻole hūnā ka poʻe ma hope o nā inoa inoa, akā hōʻike pololei i kā lākou ʻikepili.
Nā manaʻo maikaʻi ʻole e pili ana i nā hōʻaiʻē kaʻa mai Sberbank
Nail, Kazan:
"Ua hāʻawi mākou i kahi hōʻaiʻē no 280 tausani ma lalo o ka papahana mokuʻāina i ka makahiki 2011. Wahi a ka ʻaelike, ua unuhi ʻia he 7,5 pakeneka mai iaʻu aku, a he 5,5 pakeneka i uku hou ʻia e ka mokuʻāina. Ua ho'āʻo mau mākou e uku i kahi kālā nui i mea e uku koke ai, akā i ka helu ʻana i ke koena i hoʻokahi makahiki ma hope, ua ʻike ʻia ʻaʻole mākou i ʻaiʻē i 30, akā 60. Ua pane ʻia kā mākou mau nīnau ʻo ka papahana mokuʻāina. ua kāpae ʻia a ʻaʻole 7.5 pakeneka i kākau ʻia, akā ʻo 13 a pau. Ma kahi huaʻōlelo, ʻaʻole hauʻoli wau i ka panakō, a ʻoi aku hoʻi me ka lawelawe. "
He kūlana hoihoi. Hōʻike maʻamau ka ʻaelike e hiki i ka panakō ke hoʻololi i nā ʻōlelo o ka ʻaelike, akā pono ia e ʻōlelo aku i ka mea ʻaiʻē e pili ana i kēia i hiki iā ia ke huki i nā hopena. Inā mākou e noho ana ma kahi kūlana kānāwai, kahi o ke kānāwai ma luna o nā mea a pau, a laila hiki iā Nail ke hele maʻalahi i ka ʻaha hoʻokolokolo, ke ʻole ʻo ia i hana hewa.
Andrey Nikolaevich, St. Petersburg:
“Ua loaʻa iā mākou kahi hōʻaiʻē kaʻa ma 2010 ma St. Petersburg, ʻoiai mākou e noho nei ma Kirovsk. Ua komo ka wahine i ka uku, pono ʻo ia e hele mau i St. Petersburg no kēia. Ua hoʻoholo mākou e wehe i kahi moʻokāki ma Kirovsk no ka uku ʻana, i ʻole e hoʻopaʻa ʻia i hope. Ua ʻae ka panakō i kēia, uku mākou iā mākou iho he 17 tausani i kēlā me kēia mahina. Akā i kekahi manawa ua kāhea lākou mai Moscow a ʻōlelo mai ua lohi mākou. Ua wikiwiki au e noʻonoʻo - ua ʻike ʻia ua pau ka manawa o ka ʻaiʻē, pono e hoʻoponopono hou i ka manawa a pono ka mea ʻaiʻē e hahai i kēia. He ʻuʻuku ka hoʻopaʻi - ʻekolu haneli tausani - akā he mea hilahila ʻaʻole i hopohopo ka panakō e ʻōlelo mai iā mākou no ia mea. He moʻolelo ʻino ka hopena. No ka lawelawe - ino.
I ka hihia o ka hoʻopiʻi, e hoʻomaka ana ka panakō e wehewehe pono e heluhelu hou i nā palapala āpau, malia paha ua pololei lākou, akā ʻaʻole lākou e poina e hoʻouna i ka SMS a kelepona paha no nā aie, akā ʻaʻole hiki iā lākou ke hoʻomanaʻo iā ʻoe. o ka pau ana o ka aie.
Nui nā loiloi ʻē aʻe i huhū ai ka poʻe no ka ʻae ʻole ʻia no ka hōʻaiʻē, ʻoi aku ka nui o ke kālā i hōʻaiʻē ʻia mai kā lākou moʻokāki, ʻaʻole i lawelawe ʻia i ka manawa, a no kēia mea ua lohi, a pēlā aku. ʻO ka pinepine o nā mea kūʻai aku ka hewa, akā hiki i ka panakō ke hoʻolohe i kēia mau hoʻopiʻi āpau a hana i nā hana.
Ke hoʻouka nei…
