Nā koi 'inikua no ka hoʻopaʻa inoa ʻana i kahi kaʻa ma Florida
Pono ka Mokuʻāina ʻo Florida i nā mea hoʻokele a pau e loaʻa ka ʻinikua liʻiliʻi liʻiliʻi a i ʻole "kuleana kālā" no kā lākou mau kaʻa i mea e hoʻokele ai i kēlā mau kaʻa ma ke kānāwai.
ʻO ka ʻinikua liʻiliʻi liʻiliʻi i koi ʻia no nā mea nona nā kaʻa ma lalo o kēia kānāwai penei:
$10,000 Palekana Poeha
$10,000 no ka poino waiwai
ʻO ia ke ʻano o kēlā me kēia kaʻa e hoʻopaʻa i kā lākou kuleana no ka huina o $20,000 no kēlā me kēia kaʻa i loaʻa iā lākou ma Florida. ʻO kēia kekahi o nā haʻahaʻa haʻahaʻa haʻahaʻa i hoʻopaʻa ʻia ma US.
ʻAno ʻinikua
ʻO kēlā me kēia ʻano ʻelua o ka ʻinikua koi e uhi i nā ʻano like ʻole o kahi ulia pōpilikia. He mokuʻāina hewa ʻole ʻo Florida, ʻo ia hoʻi, e uku ana kāu ʻinikua no kou pohō, ʻaʻohe mea nāna i hoʻokumu i ka pōʻino.
Uku ʻo Personal Injury Protection no nā lilo lapaʻau a me ka nalowale o ka loaʻa kālā ma muli o nā ʻeha āu e loaʻa ai i kahi ulia pōpilikia. Hoʻopili pū ia i nā lilo lapaʻau no nā keiki e hele pū ana me ʻoe, kāu mau bila lapaʻau inā he kanaka hele wāwae ʻoe i kahi ulia kaʻa, a me nā bila lāʻau lapaʻau a kāu keiki inā i loko o kahi pōʻino ma ke kaʻa kula.
ʻO ke kuleana pōʻino waiwai e uhi i ka pōʻino o kāu kaʻa i ka waiwai o kekahi, e like me ka hale a i ʻole ka hōʻailona alanui.
Inā ua hoʻopiʻi ʻia ʻoe no ka hoʻokele hoʻomākeʻaka i ka wā ma mua, pono paha ʻoe e lawe i kahi ʻano ʻinikua ʻē aʻe:
- ʻO ke kuleana no ka hōʻeha kino e uhi i nā ʻeha o nā mea ʻē aʻe o ka pōʻino.
Inā loaʻa iā ʻoe ka manaʻoʻiʻo mua no ka hoʻokele ʻona ma Florida, pono paha ʻoe e loaʻa ka nui o ka ʻinikua e hoʻokele ma ke kānāwai. Aia kēia me:
$100,000 no ka pale ʻana i nā pōʻino pilikino no ke kanaka hoʻokahi, me ka liʻiliʻi o $300,000 i koi ʻia no ka uhi ʻana i nā ʻeha o nā poʻe a pau i pili i hoʻokahi ulia.
$50,000 no ka poino waiwai
hōʻoia o ka ʻinikua
Pono nā mea hoʻokele kaʻa e lawe i kahi kulekele ʻinikua me ia i nā manawa a pau. Pono ʻoe e hana i kahi palapala hōʻoia ma ke noi ʻana o kekahi luna hoʻokō kānāwai a hōʻike iā ia e hoʻopaʻa inoa i kāu kaʻa.
ʻO ka hōʻoia o ka hoʻopiʻi inikua e ʻae ʻia:
Kāleka ʻinikua i hoʻopuka ʻia e ka mea hoʻolako ʻae ʻia
ʻO ka SR-22, ʻo ia ka mea e hōʻoiaʻiʻo ai he ʻinikua kāu, e koi wale ʻia mai ka poʻe i hoʻopiʻi mua ʻia me ka hoʻokele hoʻokele.
ʻO ka FR-44, ʻo ia ka mea e hōʻoiaʻiʻo ai he ʻinikua kāu, e koi pinepine ʻia mai ka poʻe i hoʻopaʻi ʻia no ka hoʻokele ʻona.
Hoʻopaʻi no ka uhaki
Inā hoʻopau ʻoe i kāu kulekele ʻinikua, pono kāu hui ʻinikua e hoʻomaopopo i ka Florida DMV ʻaʻole ʻoe i uhi hou ʻia. Inā ʻaʻole ʻoe e hāʻawi i kahi hōʻoia hou o ka ʻinikua ma hope o kēia, e kū ana ʻoe i kekahi mau hoʻopaʻi, e like me:
Hoʻokuʻu ʻia ka laikini kaʻa, nā palapala laikini a me ke kākau inoa ʻana
$150 uku no kou uhaki mua; $250 no ka lua o ka hewa; a me $500 no kēlā me kēia uhaki hope
No ka ʻike hou aku, e kelepona i ka Florida Department of Traffic and Motor Vehicle Safety ma kā lākou pūnaewele.
