Nā koi 'inikua no ka hoʻopaʻa inoa ʻana i kahi kaʻa ma West Virginia
Pono nā mea hoʻokele a pau ma ka mokuʻāina ʻo West Virginia e loaʻa ka ʻinikua liʻiliʻi liʻiliʻi a i ʻole "kuleana kālā" i mea e hoʻokele pono ai i kahi kaʻa ma nā alanui o West Virginia.
ʻO nā koi pili kālā liʻiliʻi no nā mea hoʻokele West Virginia penei:
$25,000 liʻiliʻi i kēlā me kēia kanaka no ka hōʻeha pilikino a i ʻole ka make. 'O ia ho'i, pono 'oe e loa'a ma kahi o $50,000 me 'oe no ka uhi 'ana i ka helu li'ili'i loa o ka po'e i komo i ka ulia pōpilikia ('elua mau mea ho'okele).
$25,000 liʻiliʻi no ke kuleana poino waiwai
'O ia ho'i, he $75,000 ka huina ha'aha'a li'ili'i o ke 'ai'ē kālā āu e koi ai e uhi i ka 'eha kino a i 'ole ka make, a me ke kuleana no ka pō'ino waiwai.
Eia kekahi, pono e loaʻa i nā mea hoʻokele o West Virginia ka ʻinikua kaʻa kaʻa ʻole i kā lākou mau kulekele ʻinikua liʻiliʻi no ka nui like me ka ʻinikua liʻiliʻi liʻiliʻi liʻiliʻi ($75,000). Eia nō naʻe, ʻoiai ʻo kēia mea liʻiliʻi maʻamau ka mea e koi ʻia e nā mea hoʻokele, pono nā hui ʻinikua e hāʻawi iā ʻoe i nā palena aʻe no kahi kaʻa kaʻa ʻole.
ʻO ka palena iki o $100,000 no kēlā me kēia kanaka inā he ʻeha kino a make paha a he $300,000 ka liʻiliʻi loa no ka uhi ʻana i kekahi ʻeha a make paha.
Ma kahi o $50,000 no ka poino waiwai
Hiki i nā mea hoʻokele o West Virginia ke ʻae i ka palena liʻiliʻi o ka uhi no nā kaʻa kaʻa ʻole i hoʻopaʻa ʻia e hōʻemi i ke kumukūʻai o nā uku inikua.
hōʻoia o ka ʻinikua
Pono ʻoe e loaʻa kahi palapala ʻinikua ma kāu kaʻa i ka wā e hoʻokele ana no ka mea pono ʻoe e hōʻike i ka manawa o kahi kaʻa a i ʻole ma kahi o kahi ulia pōpilikia. I ke kau inoa ʻana i kahi kaʻa, pono ʻoe e loaʻa i kahi palapala hōʻoia. ʻO kahi ʻano hōʻoia o ka ʻinikua ma West Virginia he palapala hōʻoia a i ʻole palapala WV-1 i hoʻopuka ʻia e kahi hui ʻinikua. Pono e komo i kēia palapala ka helu hui ʻinikua o ka National Association of Insurance Commissioners.
Hoʻohana ʻo West Virginia i kahi ʻōnaehana nānā uila e nānā i ke kūlana ʻinikua o kekahi kaʻa. Me kēia ʻōnaehana, ʻaʻole pono ʻoe e loaʻa i kahi WV-1 e hoʻololi i kāu hoʻopaʻa inoa ma West Virginia.
Hoʻopaʻi no ka uhaki
Nui nā ʻano hoʻopaʻi e hiki ai i nā mea hoʻokele o West Virginia ke alo inā loaʻa ka hewa o ka ʻinikua. Aia kēia me:
Hoʻokuʻu ʻia ka hoʻopaʻa inoa kaʻa i hiki ke hoʻihoʻi hou ʻia ma ka uku ʻana i ka uku $100 a hāʻawi i ka hōʻoia o ka ʻinikua.
Hoʻokuʻu ʻia nā palapala laikini kaʻa e hiki ke hoʻihoʻi wale ʻia ma ka uku ʻana i $50.
Hoʻokuʻu ʻia ka laikini kaʻa e hiki ke hoʻihoʻi hou ʻia ma ka uku ʻana i ka uku o $50 ma hope o kekahi manawa hoʻomaha.
ʻO ka hāʻawi ʻana i ka ʻike ʻinikua hoʻopunipuni i kahi luna hoʻokō kānāwai a i ʻole ke Keʻena ʻOihana Kaʻa ʻo West Virginia e hopena i kēia mau hoʻopaʻi:
Nalo ka laikini kaʻa a hiki i 90 lā
Hoʻomanaʻo kaʻa
ʻO ka uku kiʻekiʻe o $1,000.
ʻO ka hoʻopaʻi paʻahao hoʻokahi makahiki
No ka ʻike hou aku a i ʻole e hoʻohou i kāu hoʻopaʻa inoa ma ka pūnaewele, e kelepona i ka West Virginia Department of Motor Vehicles ma o kā lākou pūnaewele.
