Nā koi 'inikua no ka hoʻopaʻa inoa ʻana i kahi kaʻa ma South Carolina
Pono ka Moku'āina o South Carolina i nā mea hoʻokele a pau e loaʻa i ka ʻinikua kuleana a i ʻole "kuleana kālā" no kā lākou mau kaʻa i mea e hoʻokō pono ai i kahi kaʻa a mālama i kahi palapala inoa kaʻa.
ʻO nā koi liʻiliʻi liʻiliʻi kālā no nā mea hoʻokele South Carolina penei:
$25,000 liʻiliʻi i kēlā me kēia kanaka no ka hōʻeha pilikino a i ʻole ka make. 'O ia ho'i, pono 'oe e loa'a ma kahi o $50,000 me 'oe no ka uhi 'ana i ka helu li'ili'i loa o ka po'e i komo i ka ulia pōpilikia ('elua mau mea ho'okele).
$25,000 liʻiliʻi no ke kuleana poino waiwai
Pono ʻoe e loaʻa i ʻelua ʻano ʻinikua no nā kaʻa kaʻa ʻaʻole i hoʻopaʻa ʻia a i ʻole underinsured, e uku ana i kekahi mau koina e pili ana i kahi ulia e pili ana i kahi mea hoʻokele i loaʻa ʻole ka ʻinikua kānāwai kūpono.
ʻO ka palena iki o $25,000 i kēlā me kēia kanaka inā loaʻa ka hōʻeha kino a i ʻole ka make ma ka hihia o kahi kaʻa kaʻa ʻaʻole i hōʻoia ʻia. 'O ia ho'i, pono 'oe e loa'a ma kahi o $50,000 me 'oe no ka uhi 'ana i ka helu li'ili'i loa o ka po'e i komo i ka ulia pōpilikia ('elua mau mea ho'okele).
$25,000 ka liʻiliʻi no ka pōʻino waiwai ma luna o ka uhi kaʻa kaʻa ʻole i hoʻopaʻa ʻia.
ʻO ia hoʻi, ʻo ka huina kālā liʻiliʻi liʻiliʻi e pono ai ʻoe he $150,000 no ka hōʻeha kino a i ʻole ka uhi make, ke kuleana pōʻino waiwai, a me ka uhi kaʻa kaʻa ʻole.
Kakau inoa o kahi kaʻa kaʻa ʻole
ʻO kahi ʻē aʻe, inā ʻaʻole ʻoe makemake e hōʻoia i kāu kaʻa, hiki iā ʻoe ke hoʻopaʻa inoa me ka South Carolina Department of Motor Vehicles ma ke ʻano he kaʻa kaʻa ʻole. No ka hana ʻana i kēia, pono ʻoe e uku i ka uku makahiki o $550. ʻO ʻoe ke kuleana no ka pōʻino a i ʻole ka pōʻino ma muli o kahi ulia i hana ʻia e ʻoe.
No ka hoʻopaʻa inoa, pono ʻoe e hoʻokō i kekahi mau koina kikoʻī, ʻo ia hoʻi:
ʻO ka laikini kaʻa kūpono kūpono no ʻekolu mau makahiki.
Pono nā mea hoʻokele ʻē aʻe a pau o kou ʻohana e loaʻa i kahi laikini kūpono no ʻekolu makahiki.
ʻAʻole hiki iā ʻoe ke kūpono no nā koi SR-22 o kēia manawa.
ʻAʻole ʻoe i hoʻāhewa ʻia no ke kaʻa ʻona, kaʻa kaʻa ʻole, a i ʻole nā mea ʻino ʻē aʻe i nā makahiki ʻekolu i hala.
hōʻoia o ka ʻinikua
Pono ʻoe e hōʻike i ka hōʻoia o ka ʻinikua a i ʻole ke kope o ka ʻōlelo i ʻāpono ʻia mai kahi kaʻa kaʻa ʻole i hoʻopaʻa ʻia ma kēlā me kēia kū a i ʻole kahi hanana o kahi ulia pōpilikia.
Ke hoʻopaʻa inoa ʻoe i kāu kaʻa, e hōʻoia ka South Carolina Department of Motor Vehicles i kāu ʻinikua uila, no laila ʻaʻole pono ʻoe e lawe i kāu palapala hōʻoia me ʻoe.
Hoʻopaʻi no ka uhaki
Inā ʻaʻohe āu kulekele ʻinikua e hōʻike aku i kahi limahana ma kahi kaʻa kaʻa a ma kahi o kahi ulia pōpilikia, hiki ke hoʻopaʻi ʻia a hoʻopaʻi ʻia paha ʻoe. Hiki paha iā ʻoe ke kū i ka manawa paʻahao. Inā ʻaʻole ʻoe e hāʻawi i ka hōʻoia o ka ʻinikua i loko o 30 mau lā, hiki ke hoʻokuʻu ʻia kāu laikini kaʻa.
Inā loaʻa ʻoe i ka hoʻokele kaʻa ʻole me ka ʻinikua kūpono, hiki iā ʻoe ke kū i kēia mau uku:
Hoʻokuʻu ʻia ka laikini kaʻa a me ke kākau inoa kaʻa
$200 uku ho'ōla
ʻO ka uku hou o $5 i kēlā me kēia lā no kēlā me kēia lā o ke kaʻa me ka ʻinikua ʻole, a hiki i $200.
No ka 'ike hou aku, e leka uila i ka South Carolina Department of Motor Vehicles ma o ko lakou punaewele.
