Nā koi 'inikua no ke kākau inoa ʻana i kaʻa ma New York
Pono nā kaʻa i hoʻopaʻa inoa ʻia ma New York ka liʻiliʻi o nā ʻano ʻinikua kaʻa i mea e hoʻokele kānāwai ai i kahi kaʻa ma nā alanui. ʻO nā helu liʻiliʻi liʻiliʻi penei:
ʻO ka liʻiliʻi he $25,000 no ka hōʻeha i kēlā me kēia kanaka; 'o ia ho'i, pono 'oe e halihali ma kahi o $50,000 me 'oe no ka helu li'ili'i loa o ka po'e i komo i ka ulia pōpilikia ('elua mau mea ho'okele).
ʻO ka liʻiliʻi o $50,000 no ka make ʻana o ke kanaka hoʻokahi, ʻo ia hoʻi, pono ʻoe e lawe i ka huina o $100,000 no ka helu liʻiliʻi loa o ka poʻe hiki ke make i kahi pōʻino (ʻelua mau mea hoʻokele).
$10,000 liʻiliʻi no ke kuleana poino waiwai
ʻO ka liʻiliʻi he $50,000 no ka ʻinikua kaʻa hewa ʻole e uku ana i kāu mau pili olakino inā loaʻa kahi ulia, ʻaʻohe mea i hewa.
ʻO ka liʻiliʻi he $25,000 i kēlā me kēia kanaka me Uninsured Motorist Insurance, kahi e uhi ai i nā ʻeha ma muli o kahi ulia kaʻa e pili ana i kahi kaʻa kaʻa ʻole. 'O ia ho'i, pono 'oe ma kahi o $50,000 no ka uhi 'ana i ka heluna li'ili'i loa o ka po'e i 'eha ma kahi ulia ka'a ('elua mau mea ho'okele).
ʻO ia hoʻi, ʻo ka huina kālā liʻiliʻi liʻiliʻi āu e pono ai he $260,000 no ka hōʻeha, ka make, ka ʻinikua hewa ʻole, ka uhi kaʻa kaʻa ʻole, a me ke kuleana pōʻino waiwai.
- Ua ʻae ke kānāwai o New York i ke kūʻai ʻana i nā ʻinikua hou no nā kaʻa kaʻa ʻaʻole i hoʻopaʻa ʻia a i ʻole ka hōʻemi ʻia a hiki i $ 250,000 no ke kanaka a me $ 500,000 no ka ulia pōpilikia.
hōʻoia o ka ʻinikua
Ke hoʻopaʻa inoa ʻoe i kāu kaʻa me ka New York City Department of Motor Vehicles, pono ʻoe e hāʻawi i ka hōʻoia o ka ʻinikua. ʻO kahi kāleka ʻinikua i hāʻawi ʻia iā ʻoe e kāu hui ʻinikua he hōʻoia ʻae ʻia o ka ʻinikua a koi ʻia hoʻi e hoʻōki i ke kaʻa a hōʻike paha i nā luna ma kahi o kahi ulia.
ʻAʻole hoʻohana ʻia kēia kāleka ma ke ʻano he palapala kākoʻo, akā ma ke ʻano he hōʻoia o ka ʻinikua. No ka hōʻoia ʻana i kāu ʻinikua, e hoʻohana ʻo New York DMV i kahi ʻikepili uila e pili ana i ke kūlana ʻinikua o nā kaʻa i hoʻopaʻa inoa ʻia ma ka mokuʻāina.
Hoʻopaʻi no ka uhaki
Hiki ke hoʻopaneʻe ʻia kāu palapala kaʻa a me ka laikini kaʻa no ka manawa pau ʻole ma kēia mau hihia:
Inā ʻaʻohe ʻinikua kaʻa a loaʻa iā ʻoe ke kalaiwa ma nā alanui o New York
Inā ʻoi aku ka pono o kāu ʻinikua kaʻa ma mua o 91 mau lā a ʻaʻole ʻoe i hoʻololi i kāu helu i loko o ia manawa
Pono e uku ʻia he $100 no ka hoʻihoʻi ʻana i kāu laikini kaʻa.
Hiki ke hāʻawi ʻia nā uku hoʻopaʻi hou inā ua pau kāu ʻinikua kaʻa. Aia kēia me:
$8 no nā lā 30 mua
$10 i kēlā me kēia lā mai nā lā 31 a 60.
$12 i kēlā me kēia lā mai nā lā 61 a 90.
No ka 'ike hou aku a i 'ole e noi no ka ho'opa'a inoa ka'a ma ka pūnaewele, e leka uila i ka 'Oihana Ka'a o New York City ma o kā lākou pūnaewele.
