ʻO nā koi inikua no ka hoʻopaʻa inoa ʻana i kahi kaʻa ma Illinois
No ka hoʻokele kānāwai i kahi kaʻa ma Illinois, pono ʻoe e loaʻa i nā ʻano ʻinikua kuleana.
ʻO ka ʻinikua liʻiliʻi liʻiliʻi i koi ʻia no nā mea nona nā kaʻa ʻo Illinois penei:
$20,000 i loko o ke kuleana pōʻino waiwai, e uhi ana i ka pōʻino o kāu kaʻa i ka waiwai o kekahi (e like me nā hale a i ʻole nā hōʻailona alanui).
$25,000 no ka ʻinikua hōʻeha pilikino i kēlā me kēia kanaka; 'o ia ho'i, 'o ka huina ha'aha'a loa e pono ai i ka mea ho'okele no ka 'inikua hō'eha kino he $US 50,000 XNUMX, no ka uhi 'ana i ka heluna li'ili'i loa o ka po'e i komo i ka ulia pōpilikia ('elua mau mea ho'okele).
$25,000 no ka mea hoʻokele kaʻa i hoʻopaʻa ʻole ʻia a i ʻole ka ʻinikua i hoʻopaʻa ʻia i kēlā me kēia kanaka e uhi i nā kumukūʻai inā loaʻa kahi ulia pōpilikia e pili ana i kahi mea hoʻokele i loaʻa ʻole ka nui o ka ʻinikua i koi ʻia e ke kānāwai. ʻO ia ke ʻano o kāu ʻinikua kaʻa kaʻa ʻole i hōʻoia ʻia he $US 50,000 XNUMX e uhi i ka helu liʻiliʻi loa o nā poʻe i komo i kahi ulia pōpilikia (ʻelua mau mea hoʻokele).
'O ia ho'i, pono i kēlā me kēia ka'a ka'a e hō'oia i kā lākou kuleana no ka huina o $120,000 no kēlā me kēia ka'a i loa'a iā lākou ma Illinois.
ʻO nā ʻano ʻinikua ʻē aʻe
ʻOiai ʻo nā ʻano ʻinikua kuleana ʻekolu wale nō nā ʻano koi, ʻike ʻo Illinois i nā ʻano ʻinikua ʻē aʻe no ka uhi hou. Aia kēia me:
ʻO ka hoʻopiʻi pono lapaʻau e uhi ana i ke kumu kūʻai o ka lapaʻau ʻana a i ʻole ka hoʻolewa ʻana ma muli o kahi ulia pōpilikia.
ʻO ka ʻinikua piha e uhi ana i ka pōʻino o kāu kaʻa ʻaʻole ma muli o kahi ulia (e laʻana, nā pōʻino i hana ʻia e ka ʻino).
ʻO ka 'inikua hoʻokuʻi, e uhi ana i ke kumukūʻai o ka pōʻino o kāu kaʻa he hopena pololei ia o kahi ulia kaʻa.
Ninau Inikua
No ka hōʻoia ʻana i ka mālama ʻana o nā mea kaʻa ʻo Illinois i kā lākou ʻinikua kuleana, hoʻouna ka mokuʻāina i nā nīnau nīnau kamepiula i nā mea nona nā kaʻa. Ke loaʻa iā ʻoe ka nīnau nīnau, pono ʻoe e pane penei:
Ka inoa o kāu hui ʻinikua
ʻO kāu helu kulekele inikua
Inā ʻaʻole ʻoe e pane a ʻaʻole hōʻoia ʻia kāu ʻike e ka mea hoʻolako inikua, e hoʻokuʻu ʻia kāu kākau inoa kaʻa.
Hoʻopaʻi no ka uhaki
ʻO ke kaʻa ʻana me ka ʻinikua kūpono ʻole ma Illinois a i ʻole ka hāʻawi ʻole ʻana i ka hōʻoia o ka ʻinikua ma ke ʻano o kahi kāleka ʻinikua kūpono ke noi ʻia e kahi luna hoʻokō kānāwai hiki ke hopena i ka uku a me ka manawa paʻahao, me:
Hoʻopaʻa inoa ʻia kāu kaʻa
$500 ka uku palena iki
ʻO ka uku liʻiliʻi he $1,000 no ka hoʻokele kaʻa i hoʻopaneʻe ʻia kona inoa ma muli o ka uhaki ʻana i ke kulekele ʻinikua.
I mea e hoʻihoʻi ai i kāu hoʻopaʻa inoa kaʻa ʻo Illinois, pono ʻoe e hāʻawi i kahi kulekele ʻinikua kūpono a i kēia manawa a uku i kahi uku hoʻihoʻi $100. Inā ʻaʻole kēia ʻo kāu hōʻino ʻinikua mua, hiki iā ʻoe ke alo i ka hoʻopaʻa inoa kaʻa no ka liʻiliʻi ʻehā mahina.
Inā ʻike ʻia ʻoe i ka hewa o ka hoʻokele hoʻokele ʻole, e like me ka hoʻokele ʻona, pono paha ʻoe e hāʻawi i kahi SR-22 Financial Liability Document e hōʻoiaʻiʻo ana ua loaʻa iā ʻoe ka ʻinikua kuleana e koi ʻia mai kahi hui ʻinikua ʻae ʻia.
No ka 'ike hou aku, e leka uila i ke Keena o ke Kakauolelo o ka Mokuaina o Illinois o ke Kakauolelo o ka Mokuaina o na Keaukaha Services ma ko lakou punaewele.
