Ke kūʻai ʻana i kaʻa ma ka hōʻaiʻē ma kahi kūʻai kaʻa
Ua kūʻai ʻia ka nui o nā kaʻa a mākou e ʻike nei i kēia lā ma nā alanui o ko mākou mau kūlanakauhale.
Ua makemake ka poʻe Lūkini i nā lawelawe hōʻaiʻē - ʻaʻole pono ʻoe e mālama i ke kālā no ka friji, kahi hale a i ʻole kaʻa no kekahi mau makahiki - e kiʻi i nā waiwai i kēia lā a uku i ke kālā ma hope. ʻOiai ka pono aneane papalua na uku ʻaʻole ia e hoʻokuke i nā kānaka mai nā hōʻaiʻē.
Hiki i kēlā me kēia kama'āina ke kūʻai i kaʻa ma ka hōʻaiʻē i kēia lā. ʻAʻole pono ʻoe e hōʻoia i kāu loaʻa kālā - ʻoiaʻiʻo, ʻaʻole mālama nā panakō inā hiki iā ʻoe ke uku a ʻaʻole paha.
ʻO ka collateral he kaʻa, ka mea, inā ʻaʻole i uku ʻia, ua hao ʻia, a hoʻihoʻi ʻia nā mea a pau āna i uku ai i ke kanaka, hoʻemi ʻia nā komisina no ka lawelawe ʻana i ka hōʻaiʻē, ke kumukūʻai o nā kulekele CASCO a me OSAGO, a, ʻoiaʻiʻo. , ka hoemi ana i ke kumukuai o ke kaa i noonooia.
ʻO ka salon, ma ka ʻaoʻao ʻē aʻe, ʻaʻohe kuleana i nā mea āpau, koe wale no ka palapala hōʻoia, i ka mea kūʻai aku - hoʻoili ka panakō i ka nui kūpono i ka salon ma kahi o ka mea kūʻai. A ʻo ka maikaʻi kālā o ka mea kūʻai aku he mea hoihoi i nā ʻelele o ka salona a hiki i ka ʻae ʻana o ka panakō i ka hōʻaiʻē.
E like me ia, nui nā kaʻa ʻaiʻē i kēia lā, ʻo ia hoʻi uku nui ma 50-100 pakeneka ʻaʻole weliweli loa no ka hapa nui o ka heluna kanaka.
E nānā kākou i ke kaʻina hana no ka loaʻa ʻana o kahi hōʻaiʻē no ke kaʻa ma kahi kūʻai kaʻa.
ʻO ke kaʻina hana no ka noi ʻana i kahi hōʻaiʻē kaʻa ma ka salon
ʻO ka hoʻoholoʻana e kūʻai i kaʻa ma ka hōʻai'ē, ma ke kumumanaʻo,ʻaʻole hiki ke lilo i ka manawa. Ma keʻano he kūlana, makemake kekahi kanaka i nā hāʻawi likeʻole, a he nui i kēia manawa, a pinepine hiki iā lākou ke alakaʻi hewa iā mākou. Pili kēia, ʻo ka mea mua, i kēlā mau manaʻo i manaʻo ʻia e kūʻai i kahi kaʻa ma ka hōʻaiʻē me ka uku ʻole a me ke kūʻai ʻana i kahi kulekele CASCO.
No ka hoʻoponopono ʻana i kēia pilikia, pono ʻoe e ʻike i kahi a mākou e kamaʻilio nei me kahi papahana hōʻaiʻē kaʻa, a ma hea me kahi hōʻaiʻē mea kūʻai aku. Ua kākau mua mākou e pili ana i kēia, akā e hoʻomanaʻo hou mākou iā ʻoe:
- ʻAʻohe panakō i kēia manawa e hāʻawi i nā polokalamu hōʻaiʻē kaʻa me ka uku ʻole a me ka CASCO ʻole ma Rūsia;
- ʻO ka hōʻaiʻē mea kūʻai aku he hoʻopuka ʻole i nā kālā i nā uku panee kiʻekiʻe.
No laila, inā kūʻai ʻoe i kaʻa ma ka hōʻaiʻē me ka ʻole CASCO a me kahi haʻawina o ka liʻiliʻi o 10% o ke kumukūʻai, loaʻa iā ʻoe kahi hōʻaiʻē mea kūʻai aku ma 30-60 pakeneka o ka makahiki. ʻOi aku ka haʻahaʻa o ka ukupanee ma ka hōʻaiʻē kaʻa - he awelika o 10 a 20 i kēlā me kēia makahiki.
No ka laʻana, e hele i ka pūnaewele o nā mea kūʻai kaʻa a ʻike maoli ʻoe i nā ʻano hāʻawi. Pono ʻoe e hoʻomaikaʻi i nā ʻōlelo aʻoaʻo hōʻaiʻē - hiki iā ʻoe ke noi no kahi hōʻaiʻē kaʻa ma ka pūnaewele a e hoʻopili aku ke kākāʻōlelo iā ʻoe i ka wā e hiki mai ana, nāna e hoʻoponopono i nā mea āpau:
- he aha nā papahana ma laila;
- ʻōlelo hōʻaiʻē;
- ʻehia ka nui āu e manaʻo ai ma kāu pae kālā;
- he aha ka nui o ka uku mua;
- he aha nā palapala e lawe mai ai.
Inā hoʻoholo ʻoe e noi i kahi hōʻaiʻē ma kahi kūʻai kaʻa koʻikoʻi, a laila, ma ke kumu, e hana ʻia nā mea āpau iā ʻoe ma aneʻi. Pono ʻoe e hōʻiliʻili i nā palapala e pono ai, a, ʻoiaʻiʻo, ka uku mua - ʻoi aku ka nui o kāu uku i ka manawa hoʻokahi, ʻo ka liʻiliʻi o ka uku āu e uku ai.
Eia kekahi, i loko o ka hapa nui o nā salons aia kahi papahana kālepa, e like me ia e hiki ai iā ʻoe ke kūʻai i kahi kaʻa hou i ke kūlana maikaʻi, a ʻoi aku ka liʻiliʻi ma mua o kāna mea hou.
A laila hele ʻoe i ka salon, e ʻimi i kāu luna hōʻaiʻē, e haʻi iā ʻoe pehea e hoʻopiha pololei ai i ka nīnau. ʻO ka hoʻoholo o ka panakō e pili ana i ka piha a me ka pololei o ka nīnau nīnau.
Pono ʻoe e hāʻawi i ka ʻike e like me ka hiki e pili ana iā ʻoe iho, kāu loaʻa kālā, loaʻa kālā o nā lālā o ka ʻohana, nā waiwai hoʻoneʻe a me nā waiwai ʻole. ʻAʻole pono ʻoe e haku i kekahi mea - ua nānā ʻia nā mea āpau ma ke ala ʻoi loa. Hoʻouna ʻia ka pūʻulu palapala holoʻokoʻa i ka panakō, hoʻomaʻamaʻa pinepine ʻia ka hoʻouna ʻana i nā noi i kekahi mau panakō i mea e loaʻa ai kahi hoʻoholo kūpono.
ʻAʻole paha e hōʻole nā panakō i kahi kanaka i waiho ma ka liʻiliʻi 20 pakeneka o ka waiwai o ke kaa. A inā loaʻa iā ʻoe kahi moʻolelo hōʻaiʻē maikaʻi, a i ʻole he mea kūʻai aku ʻoe i kēia panakō, a laila kokoke paʻa nā kī kaʻa i loko o kāu ʻeke.
I kēia hihia, pono paha ka hoʻoholo ʻaʻole ʻoi aku ma mua o 30 mau minuke. Inā he kānalua, a laila e kali ka pane i ka lōʻihi o 3 mau lā.
Inā ʻoe i uku mua ma mua o ka loaʻa ʻana o ka ʻae mai ka panakō, a laila e mālama pono i nā palapala uku a pau, no ka mea, ʻaʻole paha e hoʻopuka ʻia ka hōʻaiʻē a pono ʻoe e hoʻihoʻi i kēia kālā.
Inā hoʻoholo maikaʻi ʻia, a laila ma ʻaneʻi i ka salon hiki iā ʻoe ke kau inoa i kahi ʻaelike me ka panakō a waiho i ka salon i kahi kaʻa hou.
Ma hope o kēlā, pono ʻoe e waiho mau i ke kālā i loko o ka waihona waihona.
Ke hoʻouka nei…
