He aha nā koi o ke Kānāwai Federal no ka hoʻopau ʻana i nā hemahema hana i nā kaʻa i hoʻohana ʻia?
Nā mea
Ma ʻAmelika Hui Pū ʻIa, aia nā ʻano hana like ʻole e hōʻoiaʻiʻo ai i ka ʻike mea kūʻai aku maikaʻi a ʻoluʻolu me nā waiwai āna i kūʻai ai, ʻo kekahi o kēia mau hana ʻo ia ka ʻaelike inikua kaʻa i hoʻohana ʻia.
Hāʻawi ke kānāwai federal US i nā helu like ʻole e pale aku i kahi mea kūʻai kaʻa i hoʻohana ʻia mai nā haneli o nā mea kūʻai waiwai ʻē aʻe, a ʻo kekahi o nā mea liʻiliʻi loa i ʻike ʻia ʻo Contract Insurance.
He aha ka ʻaelike inikua?
Wahi a ka ʻike i loko o ka Service Agreement, he ʻōlelo hoʻohiki kēia e hana (a uku paha) i kekahi mau hoʻoponopono a lawelawe paha. ʻOiai ua kapa ʻia nā ʻaelike lawelawe i kekahi manawa he mau palapala hoʻopaʻa lōʻihi, ʻaʻole kūpono kēia mau ʻano ʻaelike i ka wehewehe ʻana o kahi palapala hōʻoia ma lalo o ke kānāwai federal.
He aha ka ʻokoʻa ma waena o kahi hōʻoia a me kahi ʻaelike inikua?
Loaʻa i nā ʻaelike inikua kahi lawelawe ʻē aʻe e uku ʻia ai kahi uku hou, akā, aia nā hōʻoia i nā ʻano ʻokoʻa like ʻole, e hilinaʻi ana i ka mea i hōʻike ʻia a ʻaʻole paha i ka ʻaelike hope a me ke alakaʻi kūʻai i hāʻawi ʻia e ka mea kūʻai aku.
He kanaka kūʻokoʻa a mea kūʻai paha ka mea kūʻai aku, akā i kēlā me kēia hihia, pono ʻo ia e hoʻokō i kekahi mau ʻōlelo ma lalo o nā kānāwai e pili ana i nā palapala hōʻoia i kēlā me kēia mokuʻāina o ka hui.
Pono au i kahi ʻaelike lawelawe?
Aia kahi papa inoa lōʻihi o nā manaʻo e pono ai ʻoe e noʻonoʻo ma mua o ka hoʻoholo ʻana inā pono ʻoe i kahi ʻaelike lawelawe a ʻaʻole paha, ʻo kekahi o nā mea nui loa:
1- Inā ʻoi aku ke kumukūʻai no ka hoʻoponopono ʻana i kāu kaʻa i hoʻohana ʻia ma mua o ka waiwai o ka ʻaelike.
2- Inā pili ka ʻaelike i ke kumukūʻai o nā ulia kaʻa.
3- Inā loaʻa kahi kulekele hoʻihoʻi a kāpae no ka lawelawe.
4- Inā maikaʻi ka inoa o ka mea kūʻai aku a i ʻole ʻoihana lawelawe, ma kēia hihia he nui nā hui e hāʻawi i nā lawelawe ma o nā ʻaoʻao ʻekolu.
Pehea e hiki ai iaʻu ke noi i kahi ʻaelike lawelawe?
No ke komo ʻana i kahi ʻaelike lawelawe, pono ʻoe e kūkākūkā me ka luna o ka hale kūʻai āu e kipa aku ai e ʻike inā hāʻawi lākou i kēia pono. Inā maikaʻi ka pane, pono ʻoe e hoʻopiha i ke kolamu e pili ana i ka laina "ʻaelike lawelawe" ma ke alakaʻi o ka mea kūʻai.
Hiki kēia hana hope i nā moku'āina kahi i hoʻoponopono ʻia ai kēia lawelawe e kekahi mau kānāwai ʻinikua.
Inā ʻaʻole ka laina i wehewehe ʻia i loko o ke alakaʻi a ka mea kūʻai aku i hāʻawi ʻia iā ʻoe, e hoʻāʻo e nīnau i ka mea kūʻai aku e ʻimi i kahi ʻokoʻa a i ʻole ka hopena.
ʻO ka ʻike hou aʻe, ʻo ka ʻike koʻikoʻi inā kūʻai ʻoe i kahi ʻaelike lawelawe i loko o 90 mau lā ma hope o ke kūʻai ʻana i kahi kaʻa i hoʻohana ʻia, pono e hoʻomau ka mea kūʻai aku e hoʻohanohano i nā palapala hōʻoia i nā ʻāpana i uhi ʻia e ka ʻaelike.
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