Pehea e hōʻoia ai i kahi kaʻa? OSAGO, CASCO ma hea ka maikaʻi e hana ai

Makemake kekahi kaʻa e pale iā ia iho mai nā pilikia like ʻole e hiki mai ana iā ia a me kāna kaʻa. ʻO ke ala maikaʻi loa e hoʻopakele iā ʻoe iho mai nā kumukūʻai kālā keu ʻo ia ka ʻinikua kaʻa. Ma Rusia, aia nā ʻano o ka ʻinikua kaʻa:

• CTP;
• DSAGO;
• CASCO.

Inā ʻaʻohe ou kulekele OSAGO ma kou mau lima, aia ʻoe i ke kuleana hoʻomalu a hiki ke hoʻopaʻi ʻia ʻoe e like me ke Code of Administrative Offenses. Ma lalo o OSAGO, ʻo ka nui o nā uku he 400 tausani, e hoʻohana ʻia kēia kālā e uku i ka pōʻino āu i hana ai i ka ʻaoʻao i ʻeha. Inā ʻaʻole lawa kēia kālā, hiki iā ʻoe ke loaʻa nā uku uku ma lalo o ke kulekele DSAGO. Inā makemake ʻoe e uku ʻia ka pōʻino i hana ʻia i kāu kaʻa a olakino paha, a laila pono ʻoe e kākau i kahi kulekele CASCO.

No ka hōʻoiaʻana i kahi kaʻa, ponoʻoe e koho i kahi hui inikua. ʻO ke kumukūʻai o nā kulekele OSAGO a me DSAGO i hoʻopaʻa ʻia ma waena o Rūsia a pili i nā kumu like ʻole: ke kumukūʻai o ke kaʻa, ka mana mīkini, ka makahiki, ka helu o nā hanana i hoʻopaʻa ʻia i ka wā ma mua, etc. No ke noi ʻana no ka ʻinikua, pono ʻoe e hāʻawi:

• kou passport;
• VU;
• passport ʻenehana

Ma waho aʻe o kēia, aia nā palapala ʻē aʻe: kahi palapala hoʻopaʻa inoa, kahi coupon no ka hala ʻana o MOT, VU a me nā palapala passport o nā poʻe i kākau ʻia ma OSAGO, kahi kulekele ʻinikua no ka makahiki i hala.

E koi aku kekahi ʻoihana ʻinikua i kēia mau palapala mai iā ʻoe, ʻoi aku ka nui, hiki ke hoʻonui ʻia ka pōʻai ma muli o ka papahana ʻinikua i koho ʻia a me nā kūlana kūikawā: no ka laʻana, inā kūʻai ʻia kahi kaʻa ma ka hōʻaiʻē, a laila pono ʻoe e hōʻike i kahi ʻaelike me ka panakō. . Pono paha kekahi mau hui i palapala hōʻoia no ke kumukūʻai o ke kaʻa i loko o ka hale kaʻa i mea e helu pono ai i ke kumukūʻai o kahi kulekele inikua.

Inā kūʻai ʻoe i kahi kaʻa i hoʻohana mua ʻia, pono ʻoe e hōʻike i kahi palapala hōʻoia o kona waiwai. No ka hoʻopuka ʻana i kahi kulekele CASCO, hiki i ka ʻelele ke koi i ka ʻike e pili ana i nā kūlana no ka mālama ʻana i ke kaʻa a me nā ʻōnaehana anti-theft āu e hoʻohana ai.

Ke loaʻa iāʻoe nā palapala a pau i kou mau lima, hoʻopihaʻoe i kahi noi, hoʻokomo ka luna i nāʻikepili a pau i kahi palapala kūikawā. Pono e heluhelu pono a kakauinoaia keia mau mea a pau. Hiki iā ʻoe ke noi no ka ʻinikua ma o ka Pūnaewele ma ka hoʻouna ʻana i nā ʻikepili āpau ma ka leka uila. Na ka hui ʻinikua e hoʻopiha i nā palapala a pau iā lākou iho, a pono ʻoe e kau inoa iā lākou.

Ma hope o ka uku ʻana i ka loaʻa, e hāʻawi ʻia ʻoe i kahi kulekele, kahi palapala uku no ka uku a me kahi palapala me nā lula ʻinikua. Pono e mālama i kēia mau mea a pau no ka lōʻihi o ke kulekele inikua.

Ke hoʻouka nei…