Pehea e noi ai no kahi casco? - aʻo pehea e kākau pololei ai i kahi kulekele ʻinikua manawaleʻa
ʻO ke kūʻai ʻana i kahi kaʻa hou he hanana hauʻoli i ke ola o kekahi kanaka. Inā makemakeʻoe e pale iāʻoe iho mai nāʻano pilikia a pau, pono e hoʻopaʻaʻia ke kaʻa. ʻO ke kulekele OSAGO kahi mea e pono ai, me ka ʻole e pāpā ʻia ka hana o kahi kaʻa.
ʻO ke kulekele CASCO he ʻinikua manawaleʻa e uhi i kāu mau kumukūʻai hoʻoponopono kaʻa inā loaʻa kahi ulia pōpilikia, a e uku pū ʻo CASCO i ka pōʻino inā ʻaihue ʻia kāu kaʻa, pōʻino ma muli o nā pōʻino kūlohelohe a i ʻole nā hana hewa a nā ʻaoʻao ʻekolu. Pono ka noho ʻana o ke kulekele CASCO inā kūʻai ʻoe i kaʻa ma ka hōʻaiʻē. ʻAʻole paʻa ke kumukūʻai o "CASCO", hāʻawi kēlā me kēia ʻoihana ʻinikua i kona mau kūlana a me nā coefficient e hoʻoholo ai ke kumukūʻai o ka ʻinikua.
No ka hoʻopuka ʻana i kahi CASCO, pono ʻoe e hōʻike i kahi pūʻulu o nā palapala, ʻokoʻa paha ka ʻike ma muli o ka mea nāna i koho. Pono nā:
- ʻO kahi ʻōlelo ma ke poʻo leka o ka hui, he nīnau nīnau kēia e pono ai ʻoe e pane i nā nīnau he nui i hiki i nā ʻelele ke loiloi pololei i ka likelike o nā hanana insured a me ka nui o ka uku;
- ka palapala passport o ka mea nona ke kaʻa a me nā kope o nā palapala passport o nā kānaka a pau i kākau ʻia ma OSAGO;
- passport ʻenehana;
- ka laikini kaʻa o ka mea nona a me nā mea ʻē aʻe e hana ana i ke kaʻa;
- palapala hoʻopaʻa inoa o ke kaʻa ma ka mākaʻi kaʻa.
Ma waho aʻe o kēia mau palapala kumu, e noi ʻia ʻoe e hāʻawi:
- inā he mea hou ke kaʻa - he palapala hōʻoia o ka uku mai kahi kūʻai kaʻa, inā hoʻohana ʻia - he ʻaelike kūʻai;
- he ʻaelike me ka panakō, inā he hōʻaiʻē ke kaʻa;
- mana o ka loio inā ʻaʻole ʻo ka mea i hoʻopaʻa ʻia ka mea nona ke kaʻa;
- tiketi mālama;
- nā bila no ka uku ʻana i nā lako ʻē aʻe - nā ʻōnaehana leo, hoʻokani waho, etc.;
- ka loiloi inā ʻelua lima ke kaʻa.
Me kēia mau palapala āpau (a i ʻole kekahi o ia mau mea) pono ʻoe e hele mai i ka hui a i ʻole e kāhea i kahi ʻelele e nānā i ke kaʻa. E hoʻokō ʻia ka hoʻoponopono ʻana i nā helu kino a pau, ka code VIN, ka helu mīkini a me nā palapala laikini, kahi nānā ʻike o ke kaʻa no ka pōʻino. Ma hope o kēlā, e huki ʻia kahi ʻaelike, pono e heluhelu pono a kau inoa ʻia. Ma hope o ka uku ʻana i ke kumukūʻai o ka ʻinikua, e hāʻawi ʻia iā ʻoe kahi kulekele a me kahi palapala uku no ka uku.
Inā loaʻa kahi hanana i hoʻopaʻa ʻia, pono ʻoe e kelepona i kāu luna a kali i kona hōʻea ʻana. Ma hope o ka loiloi ʻana i ka pōʻino, hoʻoholo ʻia ka nui o ka uku. Hiki i kekahi mau hui ke hāʻawi i kahi lawelawe kaʻa kaʻa a hōʻaiʻē paha iā ʻoe i kahi kaʻa ʻē aʻe a hiki i ka hoʻoholo ʻana i ka uku.
Ke hoʻouka nei…
