Pehea e ʻike ai i nā uku hōʻaiʻē kaʻa maikaʻi loa ma Australia
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Pehea e ʻike ai i nā uku hōʻaiʻē kaʻa maikaʻi loa ma Australia

Pehea e ʻike ai i nā uku hōʻaiʻē kaʻa maikaʻi loa ma Australia

Hoʻokaʻawale mākou i nā ʻano like ʻole o ke kālā kālā e kōkua iā ʻoe e koho i ke koho maikaʻi loa no ʻoe.

Inā ʻaʻole i hoʻopaʻa ʻia kou mau pepeiao, ua lohe paha ʻoe i ka nui o nā kamaʻilio pākēneka i kēia mau lā.

Akā, inā paha e poina ʻoe, e ʻoki mākou i ka moʻolelo no ʻoe; haʻahaʻa ka uku pānaʻi a e emi ana paha ka haʻahaʻa (e hoʻomaikaʻi i kā mākou hoʻokele waiwai). A ʻoiai ʻaneʻane haʻi ʻia lākou e pili ana i nā moraki, he mau hōʻaiʻē nō hoʻi lākou. He aha ke ʻano? Ke kiʻekiʻe nā kumukūʻai kūhelu, pēlā nō ka uku hōʻaiʻē kaʻa. Akā, i ka manawa hea lākou haʻahaʻa? ʻAe, ʻo ia paha ka manawa e hele ai e kūʻai.

No ke kōkua ʻana i kēia ʻoihana, hoʻokaʻawale mākou i nā ʻano hōʻaiʻē kaʻa i loaʻa e kōkua iā ʻoe e hoʻoholo i kahi koho maikaʻi loa no ʻoe.

ʻOi aku ka paʻakikī o kēia ma mua o ka mea maoli - e like me ka lawe ʻana i kahi hōʻaiʻē no kekahi o nā wahine a Henry VIII, akā ʻo ia wale nō ke ʻano o ka moraki ʻana i ke kaʻa, lawe ʻia (a i ʻole nona) wale nō ma hope o ka uku ʻia ʻana. i hanaia.

E noʻonoʻo ʻoe e like me ka moraki ma ka hale, kahi i loaʻa iā ʻoe ka hale ma hope o kou uku piha ʻana i ka panakō. 

ʻO ka ʻokoʻa koʻikoʻi ma waena o kahi moraki ma ka waiwai pilikino a me kahi hōʻaiʻē paʻa mau (ʻo ia ka mea e hoʻopaʻa ʻia ai ke kaʻa a hiki i ka mea hāʻawi ke kūʻai aku inā ʻaʻole hiki iā ʻoe ke uku) ʻo ia ka pili pinepine ʻana o kēia hoʻonohonoho kālā i nā kūʻai ʻoihana. , wehe i nā ʻano ʻauhau ʻauhau a me nā koi GST inā hoʻohana mua ʻia ke kaʻa no nā kumu ʻoihana.

Akā, e like me nā hōʻaiʻē, koho ʻoe i ka lōʻihi o ka ʻaelike, a helu ʻia kāu mau uku (inā i kēlā me kēia mahina a i kēlā me kēia pule).

ʻOi aku ka paʻakikī o kēia ma mua o ka mea maoli - e like me ka lawe ʻana i kahi hōʻaiʻē no kekahi o nā wahine a Henry VIII, akā ʻo ia wale nō ke ʻano o ka moraki ʻana i ke kaʻa, lawe ʻia (a i ʻole nona) wale nō ma hope o ka uku ʻia ʻana. i hanaia.

E noʻonoʻo ʻoe e like me ka moraki ma ka hale, kahi i loaʻa iā ʻoe ka hale ma hope o kou uku piha ʻana i ka panakō. 

ʻO ka ʻokoʻa koʻikoʻi ma waena o kahi moraki ma ka waiwai pilikino a me kahi hōʻaiʻē paʻa mau (ʻo ia ka mea e hoʻopaʻa ʻia ai ke kaʻa a hiki i ka mea hāʻawi ke kūʻai aku inā ʻaʻole hiki iā ʻoe ke uku) ʻo ia ka pili pinepine ʻana o kēia hoʻonohonoho kālā i nā kūʻai ʻoihana. , wehe i nā ʻano ʻauhau ʻauhau a me nā koi GST inā hoʻohana mua ʻia ke kaʻa no nā kumu ʻoihana.

Akā, e like me nā hōʻaiʻē, koho ʻoe i ka lōʻihi o ka ʻaelike, a helu ʻia kāu mau uku (inā i kēlā me kēia mahina a i kēlā me kēia pule).

Hoʻokomo ʻia ka hoʻolimalima hou ʻana i kahi ʻaoʻao ʻekolu i ka ʻaelike kūʻai kaʻa, me kāu mea hana e hui pū me ʻoe a me ka mea hāʻawi. He mea paʻakikī ke hoʻopau i ka wā mua no ka mea ke noi ʻia nei ʻoe e uku no kahi mea ʻaʻole ʻoe e loaʻa maoli. No laila ka ʻāpana "lease" o ka ʻaelike hoʻolimalima kaʻa.

ʻO ka mea nui, ʻo ka hoʻolimalima i hoʻonui ʻia, ʻo ia ka mea he hui kāu mea hana i kāu ʻaelike kūʻai a ʻae iā ʻoe e uku no kāu kaʻa ma ke ʻano he ʻāpana o kāu pūʻolo uku uku (ʻo ia hoʻi e mālama pono iā lākou i kekahi kālā) ma ka uku ʻana i kāu uku kaʻa no ʻoe ma waho o kāu ʻauhau ʻauhau. A laila helu ʻia kāu ʻauhau ma muli o kāu uku hoʻemi.

ʻO kekahi bonus ʻauhau ʻaʻole pono ʻoe e uku i ke GST ma ke kumukūʻai kūʻai o kahi kaʻa ke kūʻai ʻole ʻoe, e hōʻemi ana i ke kumukūʻai e 10 pakeneka.

ʻO ka hapa nui o nā hōʻaiʻē kaʻa āu e ʻike ai, ʻo ia nā hōʻaiʻē "palekana", ʻo ia hoʻi, ʻo ke kaʻa ponoʻī e hana i kāu ʻāpana.

E like me ka hāʻawi ʻana o kahi panakō i ke kālā no kou home, hoʻohui ka mea hāʻawi i ka waiwai i kahi kaʻa me ka ʻike inā ʻaʻole ʻoe e uku, hiki iā lākou ke hoʻihoʻi i ke kālā ma ke kūʻai ʻana i ke kaʻa. He hōʻaiʻē kaʻa kēia.

E ʻike ʻoe ʻoi aku ka haʻahaʻa o ka uku paneʻe ma nā hōʻaiʻē i hoʻopaʻa ʻia ma mua o ka uku paʻa ʻole, ʻo ka mea nui no ka ʻike pono ʻana o ka mea hāʻawi iā lākou he ʻuʻuku ka pilikia ma mua o ka hāʻawi wale ʻana i kahi puʻu kālā me ka uku ʻole inā hewa nā mea.

ʻO nā hōʻaiʻē kaʻa i hoʻopaʻa ʻia ʻo ia paha ke ʻano maʻamau o ka hōʻaiʻē kaʻa no ka mea he maʻalahi loa i nā ʻaoʻao ʻelua e hoʻomaopopo a hoʻohana pinepine ʻia e kūʻai i nā kaʻa hou a i hoʻohana ʻia.

ʻO ka hapa nui o nā hōʻaiʻē kaʻa āu e ʻike ai, ʻo ia nā hōʻaiʻē "palekana", ʻo ia hoʻi, ʻo ke kaʻa ponoʻī e hana i kāu ʻāpana.

E like me ka hāʻawi ʻana o kahi panakō i ke kālā no kou home, hoʻohui ka mea hāʻawi i ka waiwai i kahi kaʻa me ka ʻike inā ʻaʻole ʻoe e uku, hiki iā lākou ke hoʻihoʻi i ke kālā ma ke kūʻai ʻana i ke kaʻa. He hōʻaiʻē kaʻa kēia.

E ʻike ʻoe ʻoi aku ka haʻahaʻa o ka uku paneʻe ma nā hōʻaiʻē i hoʻopaʻa ʻia ma mua o ka uku paʻa ʻole, ʻo ka mea nui no ka ʻike pono ʻana o ka mea hāʻawi iā lākou he ʻuʻuku ka pilikia ma mua o ka hāʻawi wale ʻana i kahi puʻu kālā me ka uku ʻole inā hewa nā mea.

ʻO nā hōʻaiʻē kaʻa i hoʻopaʻa ʻia ʻo ia paha ke ʻano maʻamau o ka hōʻaiʻē kaʻa no ka mea he maʻalahi loa i nā ʻaoʻao ʻelua e hoʻomaopopo a hoʻohana pinepine ʻia e kūʻai i nā kaʻa hou a i hoʻohana ʻia.

Ua ʻike paha ʻoe i kahi hoʻolaha e ʻōlelo ana "ka hoʻohālikelike hoʻohālikelike 0.1%"? Aia paha ma kahi hae kokoke i ka hale kūʻai?

ʻO kēia no ka mea hiki i nā hui kaʻa a i ʻole kā lākou ʻoihana mea kūʻai aku ke hoʻonohonoho i ke kālā no ke kūʻai ʻana i kaʻa iā lākou iho, a aia kekahi mau manawa i ʻoi aku ka maikaʻi o nā uku a lākou e hāʻawi ai (maʻamau i nā wā kūʻai a i ʻole ka nui o nā mea kūʻai aku) ʻoi aku ka maikaʻi ma mua o nā mea āu e hiki ai. loaʻa ma nā hale kūʻai ʻē aʻe. hāʻawi kuʻuna. 

ʻO kahi ʻē aʻe, hauʻoli paha ka mea kūʻai aku e hana i ka hana paʻakikī iā ʻoe, me ka noi ʻana i kahi hōʻaiʻē mai kahi mea hāʻawi aku iā ʻoe. A ʻo ka mea hou aʻe, e hoihoi lākou i ka pani ʻana i kahi kuʻikahi, ʻo ia hoʻi inā he mōʻaukala hōʻaiʻē maikaʻi ʻole ʻoe, hiki iā ʻoe ke haʻalele ma ke kaʻa i ka lā hoʻokahi mahalo i kahi hōʻaiʻē kaʻa i ka lā hoʻokahi.

Akā, e hoʻomanaʻo, inā maikaʻi loa kekahi mea i ka ʻoiaʻiʻo, pinepine ia. E koi e ʻike i ka huina o ka uku ʻana o kāu hōʻaiʻē, a me ka huina o ke kumukūʻai kūʻai, me nā uku āpau. A laila e hoʻohālikelike i kēlā kumukūʻai me ke kumukūʻai hiki iā ʻoe ke loaʻa mai kahi hui kālā ʻaoʻao ʻekolu-kāu panakō a i ʻole kekahi mea hāʻawi kālā ʻē aʻe-a pehea ʻoe e hiki ai ke loaʻa ka kaʻa like inā ʻoe e hoʻonui i kāu kālā ponoʻī.

ʻIke paha ʻoe aia kahi ʻoihana hoʻolimalima moraki nui? ʻAe, aia nā brokers no kēlā me kēia ʻano kālā ʻē aʻe, me nā hōʻaiʻē kaʻa. 

ʻO ka manaʻo e hoʻopili ʻoe i kahi mea hoʻolimalima kaʻa e ʻike i ka nui o ke kālā āu e makemake ai e hōʻaiʻē a inā paʻa a paʻa ʻole paha ka hōʻaiʻē, a laila e hoʻohālikelike lākou i nā hōʻaiʻē kaʻa ma Australia.

A laila e loiloi ka mea hoʻolimalima maikaʻi i kou kūpono me ka nui o nā mea hōʻaiʻē a hoʻi mai iā ʻoe me ka uku panee maikaʻi loa i hiki iā lākou ke loaʻa, e hāʻawi iā ʻoe i kahi papa inoa o nā uku hōʻaiʻē kaʻa maikaʻi loa ma Australia. ʻAe, ʻo ia ke ʻano o ka hana ʻana, ma ka liʻiliʻi ma ke kumumanaʻo. 

A laila, loaʻa i ka mea hoʻolimalima ke komisina mai ka mea nāna i hāʻawi aku i kāu koho (a i kekahi manawa he komisina paʻa no ke ola o ka hōʻaiʻē, i kapa ʻia ʻo "trace"), a mālama ʻoe i nā hana wāwae he nui a hiki ke loaʻa ka uku uku haʻahaʻa. he hōʻaiʻē āu i ʻike ʻole ai.

ʻIke paha ʻoe aia kahi ʻoihana hoʻolimalima moraki nui? ʻAe, aia nā brokers no kēlā me kēia ʻano kālā ʻē aʻe, me nā hōʻaiʻē kaʻa. 

ʻO ka manaʻo e hoʻopili ʻoe i kahi mea hoʻolimalima kaʻa e ʻike i ka nui o ke kālā āu e makemake ai e hōʻaiʻē a inā paʻa a paʻa ʻole paha ka hōʻaiʻē, a laila e hoʻohālikelike lākou i nā hōʻaiʻē kaʻa ma Australia.

A laila e loiloi ka mea hoʻolimalima maikaʻi i kou kūpono me ka nui o nā mea hōʻaiʻē a hoʻi mai iā ʻoe me ka uku panee maikaʻi loa i hiki iā lākou ke loaʻa, e hāʻawi iā ʻoe i kahi papa inoa o nā uku hōʻaiʻē kaʻa maikaʻi loa ma Australia. ʻAe, ʻo ia ke ʻano o ka hana ʻana, ma ka liʻiliʻi ma ke kumumanaʻo. 

A laila, loaʻa i ka mea hoʻolimalima ke komisina mai ka mea nāna i hāʻawi aku i kāu koho (a i kekahi manawa he komisina paʻa no ke ola o ka hōʻaiʻē, i kapa ʻia ʻo "trace"), a mālama ʻoe i nā hana wāwae he nui a hiki ke loaʻa ka uku uku haʻahaʻa. he hōʻaiʻē āu i ʻike ʻole ai.

ʻOi aku ka kiʻekiʻe o ka uku panee no nā mea hāʻawi kālā nui (e like me nā panakō nui ʻehā) ma mua o nā mea hāʻawi liʻiliʻi. A he ʻoiaʻiʻo nō kēia no nā hōʻaiʻē kaʻa. 

He aha kaʻu mau uku? ʻO nā hōʻaiʻē kaʻa haʻahaʻa Australia

No ka ʻike ʻana i ka nui o ka ʻokoʻa e hiki ke hana i ka uku haʻahaʻa, ua helu mākou i nā uku hōʻaiʻē o $30,000 ma luna o ʻelima mau makahiki no nā hōʻaiʻē kaʻa ma Australia.

Ma 8.49% (ka uku panakō), ʻo kāu uku mahina he $632.48, ʻo ia hoʻi, e uku ʻia ka aie i loko o ʻelima mau makahiki. Akā ma ka 5.34 pakeneka, hāʻule kēlā helu i $459.20, me ka hōʻaiʻē i uku ʻia i ka manawa like. 

No ka ʻike ʻana i ka nui o ka ʻokoʻa e hiki ke hana i ka uku haʻahaʻa, ua helu mākou i nā uku hōʻaiʻē o $30,000 ma luna o ʻelima mau makahiki no nā hōʻaiʻē kaʻa ma Australia.

Ma 8.49% (ka uku panakō), ʻo kāu uku mahina he $632.48, ʻo ia hoʻi, e uku ʻia ka aie i loko o ʻelima mau makahiki. Akā ma ka 5.34 pakeneka, hāʻule kēlā helu i $459.20, me ka hōʻaiʻē i uku ʻia i ka manawa like. 

ʻAʻohe mea huna nui i ka ʻae ʻia ʻana no kahi hōʻaiʻē - makemake ka poʻe hāʻawi kālā e hōʻaiʻē (ma hope o nā mea a pau, ʻo ia ke ala e loaʻa ai kā lākou kālā) a ʻo ka hapa nui e hoʻāʻo e ʻimi i kahi ala e hiki ai. 

ʻOiaʻiʻo, ʻo ka loaʻa ʻana o ka helu ʻaiʻē kiʻekiʻe, ka loaʻa kālā maʻamau, a me ka hiki ke hoʻopaʻa i ka hōʻaiʻē e hana i kou makemake. 

ʻO ka mea i ʻike ʻole ʻia, ʻo ia ka uku, e like me ka hapa nui o nā mea, hiki ke kūkākūkā ʻia. Mai makaʻu e kūʻai aku a noi aku i ke kumu kūʻai ʻoi aku ka maikaʻi ma mua o ka mea i hoʻolaha ʻia - e kahaha paha ʻoe i ka mea hiki.

Pākuʻi i ka manaʻo hoʻopuka