'inikua ka'a ma'alahi no ka mea ho'okele ka'a he 18 makahiki

ʻO ka awelika o ka uku hola he $25.89, hoʻohālikelike ʻia me $25.27 i hoʻokahi makahiki ma mua, e like me ka Bureau of Labor Statistics. ʻO ka awelika o ke kumukūʻai ʻinikua kaʻa kaʻa no kahi sedan he $1,222 i ka makahiki 2015, ʻo ia hoʻi, hiki i ka mea hana maʻamau ke kūʻai i ka ʻinikua kaʻa o hoʻokahi makahiki ma hope o ka hana ʻana ma kahi o 47 mau hola.

Eia naʻe, ʻoi aku ka liʻiliʻi o ka ʻōpio ma mua o ka awelika o ka uku o ka hola. ʻO ka uku haʻahaʻa haʻahaʻa ma ka mokuʻāina ma Iulai 2015 he $7.92 wale nō i hoʻokahi hola. ʻOi aku ka uku o nā ʻōpio no ka ʻinikua no ka mea ua manaʻo ʻia lākou ʻoi aku ka pilikia ma mua o nā mea hoʻokele akamai. ʻO ke kumukūʻai maʻamau no ka uhi kumu makahiki he $841, e pili ana i nā uku i loaʻa mai nā hui ʻinikua kaʻa aupuni. Ma kēia mau awelika, 106 mau hola hana e koi ʻia no hoʻokahi makahiki o ka National Minimum Liability Insurance.

ʻO kahi kaʻa liʻiliʻi he lilo nui loa ia no ka 4 miliona a i ʻole ʻAmelika e hana ana no ka uku haʻahaʻa. Akā, he pilikia nui ia no nā mea hoʻokele ʻōpio ma Rhode Island a me New Hampshire ʻoiai lākou e hana kokoke ana i ʻekolu manawa e like me kā lākou mau hoa ma Illinois e kūʻai i ka ʻinikua kuleana e kū ana i nā koi liʻiliʻi o ka mokuʻāina, e like me ka loiloi CarInsurance.com. no ka ʻinikua kaʻa.

Hiki ke ʻano like ʻole nā ​​uku ʻelua a me nā kumukūʻai ʻinikua kaʻa, no laila ua helu ʻia ke kumukūʻai ma ka hoʻohālikelike ʻana i ke kumukūʻai haʻahaʻa o ka ʻinikua kaʻa i ka uku haʻahaʻa ma kēlā me kēia mokuʻāina. ʻOi aku ka paʻakikī o nā mea hoʻokele ʻōpio ma Rhode Island a me New Hampshire, me ke kumu kūʻai ʻinikua liʻiliʻi loa e lawe ana i nā hola 174 e kūʻai. Loaʻa i kahi kaʻa kaʻa ʻōpio ka ʻinikua ʻoi aku ka liʻiliʻi ma Illinois - he 56 mau hola o ka hana no hoʻokahi makahiki o ka ʻinikua kuleana.

Uku 'inikua kaa no na keiki 18 makahiki

Hoʻonohonoho ʻia nā mokuʻāina e ka nui o nā hola e kūʻai ai i ka uhi, e hoʻohālikelike ana i kā lākou ʻinikua kaʻa liʻiliʻi loa no nā keiki 18 makahiki i kā lākou uku haʻahaʻa.

Hoʻohālikelike ʻia nā kumukūʻai me ka hoʻohana ʻana i ka code zip liʻiliʻi loa o ka mokuʻāina no kahi kaʻa ʻōpio me ka moʻolelo maʻemaʻe, ka mōʻaukala hōʻaiʻē maikaʻi, a me ka ʻinikua kulekele a nā mākua ma mua. ʻO ka mea hoʻokele maʻamau he 18 makahiki, kāne, a nona kahi kaʻa e like me Ford Taurus 1997. ʻAʻole pololei kēia ʻikepili no kēlā me kēia makahiki 18, akā hāʻawi ia i ka manaʻo maikaʻi o nā hakakā kālā e kū nei i nā ʻōpio e hilinaʻi nei i kā lākou kaʻa e hele i ke kula a i ʻole hana.

He aha ka uku o ke keikikāne 18 makahiki no ka palena palena iki o ka moku'āina
Kūlana	ʻĀpana	Zip code	Waiwai makahiki o na aie	Uku iki	Nā hola kūʻai
1	Ilinoi	61761	$459	$8.25	56
2	Karolina ʻĀkau	28778	$419	$7.25	58
3	Iowa	50010	$419	$7.25	58
4	Nevada	89427	$492	$8.25	60
5	Missouri	65101	$458	$7.65	60
6	Indiana	47905	$462	$7.25	64
7	Kaleponi	93441	$602	$9.00	67
8	New Mexico	88310	$557	$7.50	74
9	Niu Ioka	14580	$669	$8.75	76
10	Montana	59602	$625	$8.05	78
11	ʻO Connecticut	06498	$728	$9.15	80
12	Nebraska	68504	$662	$8.00	83
13	Pennsylvania	16823	$611	$7.25	84
14	Kālāʻo DC DC	99163	$795	$9.47	84
15	Kansas	67401	$625	$7.25	86
16	Veremona	05446	$826	$9.15	90
17	Florida	32669	$755	$8.05	94
18	Mississippi	39759	$688	$7.25	95
19	Tennessee	37686	$721	$7.25	99
20	Wisconsin	53081	$727	$7.25	100
21	ʻAlikona	86426	$805	$7.25	100
22	Arkansas	72768	$751	$7.50	100
23	Wyoming	82007	$732	$7.25	101
24	Alabama	36543	$759	$7.25	105
25	ʻO Georgia	31601	$763	$7.25	105
26	Kelemania	22652	$787	$7.25	109
27	Idaho	83712	$791	$7.25	109
28	Texas	76306	$802	$7.25	111
29	ʻO Colorado	80525	$916	$8.23	111
30	Louisiana	71021	$811	$7.25	112
31	ʻO Oregon	97330	$1,060	$9.25	115
32	Utah	84772	$848	$7.25	117
33	Minnesota	56003	$939	$8.00	117
34	Kanakaʻaka	21780	$1,049	$8.25	127
35	Keola Hema	29692	$943	$7.25	130
36	Maine	04105	$1,039	$7.50	139
37	Oklahoma	74003	$1,019	$7.25	141
38	Michigan	49866	$1,204	$8.15	148
39	Delaware	19939	$1,327	$8.25	161
40	Ohone	44833	$1,330	$8.10	164
41	Kenetuke	41075	$1,227	$7.25	169
42	Virginia Komohana	25427	$1,370	$8.00	171
43	ʻO New Jersey	07933	$1,446	$8.38	173
44	Nu Hampshire	03303	$1,261	$7.25	174
45	ʻO Rhode Island	02842	$1,569	$9.00	174
*	Alaska	99829	$8.75
*	Hawaii	96722	$7.75
*	Kalaiolani	02158	$9.00
*	Dakota ʻĀkau	58285	$7.25
*	Dakota ʻĀkau	57069	$8.50
*	Wakinekona DC	20006	$10.50
awelika aupuni	$841	$7.92	106
* ʻAʻole loaʻa ka ʻikepili a ʻaʻole i loaʻa i ka manawa o ka paʻi ʻana Lawe ʻia nā ʻikepili āpau mai http://www.carinsurance.com/state/Illinois-car-insurance.aspx

Loaʻa ka ʻinikua kaʻa maʻalahi no nā mea hoʻokele ʻōpio?

ʻOi aku ka pili o ka ʻinikua C me ka mea hoʻokele ma mua o ke kaʻa a me ka pilikia i ʻike ʻia e lākou. Eia nā mea nui e noʻonoʻo ai nā hui ʻinikua ma mua o ka hāʻawi ʻana iā ʻoe i kahi ʻōlelo.

• ʻO kāu moʻolelo hoʻokele kaʻa: ʻoi aku ma mua o hoʻokahi hewa a i ʻole ulia i hoʻonui i ke kumukūʻai o ka ʻinikua.

• ʻO kāu hōʻaiʻē: Inā he haʻahaʻa, manaʻo ʻia ʻoe he koi ʻoi aku ka nui o ka pilikia a ʻoi aku ka uku ma nā mokuʻāina he nui.

• ʻO kāu mile mile: ʻO ka liʻiliʻi o kāu hoʻokele, ʻoi aku ka liʻiliʻi o ka pilikia o ka paʻi ʻana i kekahi.

• ʻO kāu mōʻaukala inikua: Inā ʻae ʻoe i ka pau ʻana o kāu kulekele, ʻoiai no kekahi mau lā, e uku hou ʻoe.

• Kou Kaʻa: Inā ʻoi aku ka kiʻekiʻe o kāu kaʻa ma mua o ka hapa nui o nā mea ʻē aʻe, e hōʻike ana kāu uku kuleana i kēlā pilikia.

E hoʻomanaʻo, ʻaʻohe ʻelua hui ʻinikua e hāʻawi i nā uku like, a ʻo nā kulekele me ka liʻiliʻi o nā uku inikua aupuni hiki ke ʻokoʻa i nā haneli kālā o ka makahiki. Inā he makua ʻoe a he ʻōpio paha, pono e noiʻi a hoʻohālikelike i nā hāʻawi ʻinikua e kōkua iā ʻoe e hana i ka koho maikaʻi loa.

Hoʻololi ʻia kēia ʻatikala me ka ʻae ʻia o carinsurance.com: http://www.carinsurance.com/Articles/10-factors-that-affect-your-car-insurance-rates.aspx.