He aha ka CASCO? - ka wehewehe ʻana i ka huaʻōlelo e hāʻawi i ke kulekele ʻinikua CASCO

ʻO ia iho, ʻaʻole manaʻo ka huaʻōlelo "CASCO". Inā ʻoe e nānā i loko o ka puke wehewehe ʻōlelo, a laila unuhi ʻia kēia huaʻōlelo mai ka Spanish mai "helmet" a i ʻole "palekana" Dutch. 'A'ole like me ka 'inikua kuleana koi "OSAGO", "CASCO" he 'inikua manawale'a no kekahi poino i loa'a iā 'oe ma muli o kahi hanana i ho'opa'a 'ia.

ʻO ke kulekele CASCO ka uku no nā poho ma muli o ka pōʻino a ʻaihue paha o kāu kaʻa. Eia ka papa inoa o nā hanana i hoʻopaʻa ʻia e loaʻa iā ʻoe ka uku kālā:

• he ulia kaʻa e pili ana i kāu kaʻa, e uku ʻo CTP i ka pohō āu i hoʻokau ai i ka ʻaoʻao i hōʻeha ʻia (inā ʻo ʻoe ke kumu o ka pōʻino), e uku ʻo CASCO iā ʻoe i nā koina no ka hoʻoponopono ʻana i kāu kaʻa;
• ʻaihue a ʻaihue paha i kāu kaʻa;
• ʻaihue i nā ʻāpana pākahi o kāu kaʻa: nā kaʻa, ka pākaukau, nā ʻāpana ʻokoʻa, ka lekiō kaʻa, etc.;
• nā hana kūʻokoʻa o ka poʻe i ʻae ʻole ʻia, ma muli o ka pōʻino o kāu kaʻa;
• ka uku no ka poino ma muli o nā pōʻino kūlohelohe;
• hāʻule ma luna o kāu kaʻa o nā mea like ʻole: icicles, lāʻau, etc.

ʻAʻole like me OSAGO, ʻaʻole paʻa ke kumukūʻai o kahi kulekele CASCO, hāʻawi kēlā me kēia ʻoihana ʻinikua iā ʻoe i kona mau kūlana ponoʻī, a e loli ke kumukūʻai ma muli o nā coefficients like ʻole:

• ke kumu kūʻai o ke kaʻa, kona mau ʻano - ka mana, ka nui o ka mīkini, ka makahiki;
• nā hanana i hoʻopaʻa ʻia ma hope o ka loaʻa ʻana o ka uku.

Hiki iā ʻoe ke loaʻa ka nui o nā uku mai ka hui ʻinikua inā ʻike ʻia ʻaʻole hiki ke hoʻoponopono ʻia kāu kaʻa.

ʻO kēlā me kēia kamaʻāina o ka Russian Federation i hiki i ka makahiki 18 a ʻo ia ka mea nona ka kaʻa a hoʻohana paha ia ma lalo o kahi ʻaelike hoʻolimalima a i ʻole ka mana nui o ka loio hiki ke hoʻopuka i kahi kulekele CASCO. Hiki ke hoʻopaʻa ʻia nā kaʻa penei:

• kakauinoa me na makai kaapuni e like me na rula a pau;
• ʻaʻohe pilikia mechanical;
• ʻaʻole i ʻoi aku ma mua o 10 mau makahiki, ʻo kekahi mau hui e hōʻoia i nā kaʻa wale nō i hana ʻia ma hope o 1998;
• lako me nā ʻōnaehana anti-theft.

Inā lawe ʻoe i nā ukana ma kāu kaʻa kaʻa no ka uku a hoʻohana paha ia no nā haʻawina hoʻokele, a laila e hoʻohui ʻia nā coefficient hou iā ʻoe a ʻoi aku ke kumukūʻai o ke kulekele. Hāʻawi kekahi hui ʻinikua i kāna mau helu helu no ka helu ʻana i ke kumukūʻai o "CASCO".

Ke hoʻouka nei…