ʻO 10 mau waihona ʻoihana lehulehu ma India
Nā mea
He ʻōnaehana kālā ikaika loa ʻo India. Hiki ke hoʻoholo ʻia ke kūpaʻa kālā o kahi ʻāina e ka ikaika o kāna mau panakō. Hoʻonohonoho ʻia ka ʻoihana panakō ma India. Aia ka Reserve Bank of India ma ke alakaʻi. Loaʻa iā ʻoe nā ʻano panakō like ʻole ma India.
ʻO kēia nā panakō aupuni a i ʻole nā panakō nationalized, nā panakō ʻāpana kūʻokoʻa, nā panakō hui, nā panakō kūwaho kūloko a me nā hui aie mahiʻai mua. ʻO nā panakō haole me nā lālā ma India kahi hana koʻikoʻi i ka mālama ʻana i ke kūpaʻa kālā.
Ma kahi o hoʻokahi ʻumi makahiki i hala aku nei, ua hoʻopau ʻia ka nui o nā panakō koʻikoʻi o ʻAmelika, e like me Lehmann Brothers Inc., ma muli o ka pilikia o ka moraki. Nui nā panakō nui i kū i ka pōʻino o kēia pilikia. Eia naʻe, pono e ʻōlelo ʻia ʻaʻole i hōʻeha ʻia nā panakō India. ʻO kēia ma muli o ka mākaʻikaʻi hiʻohiʻona i hoʻokō ʻia e ka Reserve Bank of India a me nā waiwai koʻikoʻi o nā waihona India ma ka laulā.
He hana paʻakikī ka helu ʻana i kēlā me kēia panakō no ka mea e pono e noʻonoʻo ʻia e like me ka ʻoihana holoʻokoʻa o ka panakō, ka maikaʻi o kāna waiwai, ka loaʻa kālā, ka ʻoluʻolu o ka mea kūʻai aku, ka hoʻonui ʻana i ka mākeke, etc.
Ma kēia ʻatikala, e nānā mākou i nā waihona ʻoihana aupuni he ʻumi. Hoʻopili kēia i nā panakō nationalized, State Bank of India a me IDBI Bank. Hana mākou i nā panakō pili o ka Bank Bank ma ke ʻano he hui hoʻokahi, i hui pū ʻia me ka State Bank of India. Ke hōʻike nei mākou i ko mākou manaʻo pono e pili ana i nā helu helu (nā helu kaulike i nānā ʻia ma 31 Malaki 2016). Aia ma lalo kahi papa inoa o nā waihona ʻoihana lehulehu he ʻumi ma India ma 2022.
10. AINA BANAKO AINA
Ma ka helu 10 loaʻa iā mākou ʻo India Overseas Bank mai Chennai. I hoʻokumu ʻia ma 1937, he 3397 mau lālā ʻo Indian Overseas Bank ma India, ma kahi o kahi hapakolu o lākou aia ma Tamil Nadu wale nō. He 8 mau lālā o ka panakō ma waho, ma Asia a pau. ʻO ka nui o ka ʻoihana o ka panakō ma kahi o Rs 397241 17.40 crore. Loaʻa i kēia panakō ka pākēneka kiʻekiʻe loa o nā waiwai hana ʻole (NPA) (2897%) ma waena o nā panakō ʻē aʻe. Ua hopena kēia i kahi poho nui no ka panakō o Rs 2015 crore ma 16–.
09. BANAKO SYNDICATE:
ʻO Syndicate Bank, Manipal lālā, ua helu ʻia i ka 9th ma kēia papa inoa o nā waihona ʻoihana lehulehu 10 kiʻekiʻe ma India. ʻIke ʻia ma 1925, aia kēia panakō ma South India. Eia nō naʻe, i kēia mau manawa i hala aku nei, ua hoʻomaka lākou i ka ʻākau. Me ka huina lālā o 3766, ʻo Syndicate Bank ka huina o ka ʻoihana o Rs 468184 crore. ʻOi aku ka haʻahaʻa o ka pae NPA (6.70%) ma kēia panakō ke hoʻohālikelike ʻia i kona mau hoa. Ua hoʻopuka ʻo Syndicate Bank i kahi poho o Rs 1643 crore ma 2015–16.
08. BANAKO IDBI:
ʻO kēia wale nō ka panakō ma kēia papa inoa ʻaʻole i pili i ka ʻāpana panakō nationalized. Eia naʻe, ua like ka ʻāpana kuleana o ke Aupuni o India me nā panakō aupuni ʻē aʻe. No laila, hiki iā ʻoe ke noʻonoʻo i kēia panakō ma ke ʻano he panakō aupuni. ʻO kēia panakō, i hoʻokumu ʻia ma Mumbai, i hoʻokumu ʻia i ka makahiki 1964 e kahi hana kūikawā o ka Pāremata. Me ka huina o na lala o 1846 lala, keia panakō he pae pāʻoihana o Rs 481613 11.52 crore. He kūlana NPA kiʻekiʻe ka panakō (3664%), e hopena ana i ka poho panakō o Rs 2015 crore ma 16-8. Ma nā palena maʻamau, noho kēia panakō i kahi -th ma kēia papa inoa.
07. BANAKO CENTRAL OF INIA:
Hoʻokumu ʻia i ka makahiki 1911 e ka mea panakō koʻikoʻi ʻo Sir Sorabji Pochkanwala, aia kēia panakō ma Mumbai. Eia naʻe, he nui kona noho ʻana ma nā mokuʻāina ʻākau pū kekahi. ʻIke ʻia no kāna lawelawe mea kūʻai aku maikaʻi a no ka paipai ʻana i ka hoʻohana ʻana i ka Hindi ma nā leka kūhelu, ʻo kēia panakō he 4728 mau lālā ma India. I kekahi manawa, ua helu mua ʻia kēia panakō ma ka pae. Eia nō naʻe, ua hāʻule i kēia manawa i ka 1st me kahi ʻoihana āpau o Rs 7 crore. He NPA kiʻekiʻe ko ka panakō (456336%), e hōʻemi ana i kona loaʻa kālā. Ke kau nei i kahi poho o Rs 11.95 crore ma 1418-2015, manaʻo ka ʻoihana e loaʻa ka loaʻa kālā i kēia makahiki.
06. BANK OF INIA:
ʻO Bank of India, kekahi o nā panakō kahiko loa ma India, aia nō ma Mumbai. I ke ola ʻana mai ka makahiki 1906, ua paʻa kēia panakō i ka ʻoihana i nā makahiki, a hiki i kahi helu o Rs 872190 crores. ʻO ia ka hapa nui o kahi panakō i hoʻokumu ʻia ma Western India me kahi kūlana maikaʻi ma ke kūkulu ʻākau. Hiki iā ʻoe ke hoʻohālikelike i kēia panakō i ka nui me ka Central Bank of India. Aia ʻo Bank of India ma kahi o 5077 mau lālā, kahi o 61 aia ma waho.
He pākēneka NPA kiʻekiʻe loa kēia panakō (13.89%). No laila, e ʻike ʻoe i ka emi ʻana o ka loaʻa kālā ma muli o ka loaʻa ʻana o ka panakō i kekahi o nā poho nui loa i kēia makahiki o Rs 6089 crores. Ua ʻōlelo lākou ua hoʻomaʻemaʻe maikaʻi lākou i kā lākou mau moʻokāki a manaʻo lākou e hoʻoponopono i ke kūlana i kēia makahiki. ʻO ka manawa wale nō e ʻike inā e neʻe ana kēia panakō mai kāna helu 6 i kēia manawa.
05. BANAKO CANARA:
Ma hope o kekahi mau panakō ma Mumbai, hoʻi mākou i ka panakō hema, Canara Bank helu 5. He waihona hilinaʻi hilinaʻi ma Bangalore me nā lālā 5849, me nā lālā 9 ma waho. Hoʻokumu ʻia ma Mangalore i ka makahiki 1906, ua lanakila kēia panakō a ʻo ia kekahi o nā waihona ʻekolu kiʻekiʻe ma India no nā makahiki he nui. Me kahi ʻoihana holoʻokoʻa o Rs 3 crore, ua hoʻopuka kēia panakō i kahi poho o Rs 804507 crore ma 2812-2015 ma muli o nā paheʻe hou. I kēia lā, ua lele ka pākēneka NPA (16%) a puni ka awelika aupuni. Eia naʻe, ke kau nei ʻo 9.74 i kēia makahiki, hiki iā ia ke neʻe i luna i ka wā e hiki mai ana.
04. HOOLAHA BANAKO:
ʻO nā ʻāpana komohana o India ka hapa kiʻekiʻe loa o nā panakō aupuni, me ka Bank of Baroda i hoʻokumu ʻia ma Mandvi, Baroda ma Gujarat. Me ka Bank of India, ua hōʻike maikaʻi ʻia kēia panakō ma waho me nā lālā 49, ʻo ka hapa nui o ia mau mea aia ma nā ʻāina ʻo Gulf. ʻO ka huina o kona mau lālā he 5379. Ua hoʻokumu ʻia i ka makahiki 1908, ʻo ia kekahi o nā panakō mua i hoʻokumu ʻia i ka makahiki 1969. ʻO ka nui o nā hana o kēia panakō ʻo Rs 957808 10.56 crores, ʻo ia kekahi o nā mea kiʻekiʻe loa ma ka ʻoihana me ka National Bank of Punjab. He pākēneka NPA kiʻekiʻe kēia panakō (5395%), me ka hōʻike ʻana i kahi poho o Rs 2015 crore ma 16–. He ʻāpana kēia o ka hana hoʻomaʻemaʻe.
03. BANAKO UNION O INIA:
ʻO Union Bank of India kahi waihona kālā ma Mumbai i hoʻokumu ʻia ma 1919. ʻO kekahi o nā panakō liʻiliʻi ma India e loaʻa ka loaʻa kālā i kēia makahiki, ʻo ka huina kālā o ka panakō he Rs 620445 crore 8.70 crore. Me ka pākēneka NPA maikaʻi (4200%), ua hana maikaʻi kēia panakō i kēia makahiki, e piʻi ana i kekahi mau kūlana ma mua o kona mau hoa e like me Canara Bank, etc. o Rs 4 crore i 1351-2015 makahiki. Pono ka panakō i kahi i waena o nā poʻokela ʻekolu ma India ma muli o kāna hana maikaʻi loa i kēia makahiki.
02. PUNJAB NATIONAL BANK:
Mai ka hema a me ke komohana ke neʻe nei mākou i ka ʻaoʻao ʻākau o India. Hoʻokumu ʻia ma 1894 a ʻo ke keʻena nui ma Delhi, ʻo ka Punjab National Bank kekahi o nā panakō kahiko loa ma India. ʻO kēia panakō ka hana ʻoihana kiʻekiʻe loa ma waena o nā panakō nationalized ma India me ka nui o ka ʻoihana ʻoihana ʻo Rs 965377 crore 13.54 crore. Eia nō naʻe, he pākēneka NPA kiʻekiʻe kēia panakō - 2015% ma 16-3974. ʻO kēia ke kumu o ka hoʻouna ʻana i kahi poho o Rs 6760 crore no kēia makahiki kālā. Me nā lālā 2, hiki i kēia panakō ke lawe i ka lua ma hope o ka State Bank of India.
01. BANAKO MOKUKAUA O INIA:
Ua hoʻokumu mua ʻia ʻo ia ka Bank of Calcutta ma 1806, ua lilo kēia panakō i Imperial Bank of India ma 1921. Ua kapa ʻia ka panakō ʻo State Bank of India e kahi hana kūikawā a ka Parliament ma 1955. ʻO ia ka panakō mua i kū i ka nationalization i ka makahiki 1956. ʻEhiku mau panakō pili i ka State Bank of India. Ma hope ua lawe ʻia ʻelua o lākou a i kēia lā ʻelima mau panakō pili i koe.
Это «Большой папа» всех банков Индии с более чем 13000 31,94,422 филиалов и бизнесом в 6.71 9950 1 крор рупий. Весь финансовый бизнес индийского правительства находится в этом банке. У этого банка самый низкий процент NPA среди всех банков (2%). С чистой прибылью в размере крор рупий в этом финансовом году этот банк готов занять первое место в ближайшие годы. Остальные банки могут бороться за позиции № и далее.
ʻOiai he nui nā ʻāpana o ka waihona kālā e loiloi, ua kālele wale mākou i nā mea nui o ka ʻoihana. Hiki iā ʻoe ke ʻike i ka hapa nui o nā panakō i loaʻa i nā poho nui i kēia makahiki. ʻO kēia no ka mea aia nā panakō āpau i ka hoʻomaʻemaʻe ʻana i kā lākou mau pale kaulike ma mua o ka hoʻokō ʻana o nā lula Basel III i 2022. ʻOiai nā poho, pono e hāʻawi ʻia ka hōʻaiʻē i ka hana a kēia mau panakō India no ko lākou hiki ke kū i nā haʻalulu kālā koʻikoʻi.
